Personal loans in Broadway, VA
A lender serving Broadway holds a Virginia licence and answers to a Virginia regulator; no city office is involved for its 4,317 residents. Broadway ranks 70th of 227 places in Virginia, with a population near 4,317.
Broadway added about 3.5% to its population between the 2020 base and the 2023 estimate. Rate-shopping from Broadway costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Borrowers who want a bigger city can look to Harrisonburg, VA about 13 miles away. To lend to Broadway's 4,317 residents, a company must hold a Virginia licence, and each sourced row below names the regulator behind it.
Broadway: the sourced local profile
Read the local figures below as context; read the sourced Virginia table as the rulebook a lender here must follow.
- Population: a Census-estimated 4,317, 70th among Virginia's 227 places (Vintage 2023).
- Population trend: Growth of about 3.5% across the 2020-to-2023 comparison.
- Change in people: the 2020-to-2023 comparison is a gain of about 146 residents.
- Size percentile: bigger than about 69% of the places in Virginia, with 4,317 residents in Broadway.
- Density: the Census land area of 2.4 sq mi holds about 1,815 people per square mile.
- Land area rank: Broadway's 2.4 square miles rank 109th of 227 places in Virginia.
- Water area: Broadway has 0.02 square miles of water, ranking 95th of 227 places in Virginia.
- Share of Virginia: Broadway holds about 0.1% of the state's population, some 4,317 people.
- Nationally: Broadway is the 5,256th-largest of 19,457 Census places in the dataset.
- Growth rank: Broadway's 2020-to-2023 change ranks 25th of 227 places in Virginia.
- Against the state trend: Broadway's 3.5% change compares with a Virginia average of -0.0% across its 227 places.
- Density in Virginia: Broadway ranks 43rd by people per square mile.
- Against the state median: Broadway runs about 1,815 residents per square mile, where the Virginia median is 823.
- Location: the Census Gazetteer records it at 38.6085, -78.8014.
- Nearest larger cities: Harrisonburg (13 mi); Bridgewater (18 mi); Luray (19 mi); Woodstock (24 mi); Staunton (34 mi). For most borrowers the comparison happens online, not at a branch.
- Nearest smaller towns: Timberville (2 mi); New Market (7 mi); Mount Jackson (12 mi) — useful context for the surrounding area.
- Smaller neighbours: 24 places smaller than Broadway sit within 50 miles.
- Within 100 miles: 56 places are larger than Broadway.
Broadway: area, density and distance
Inside Broadway's boundaries lie roughly 2.4 square miles of land and 0.02 square miles of water. Spread across it are roughly 1,815 residents per square mile. Virginia Beach, the largest place in Virginia, is about 197 miles from Broadway. Within 50 miles of Broadway there are 11 larger Census places. By land area it ranks 109th of 227 Virginia places.
What is available to Broadway borrowers
At roughly 1,815 people per square mile, Broadway is moderately settled; 11 larger places lie within 50 miles. Distance to a branch rarely matters for Broadway's 4,317 residents: the application is online and the price follows your credit file. The nearest larger city, Harrisonburg, VA about 13 miles away.
Broadway in state context
Among Virginia's 227 places, Broadway sits at 70th for population, a share of roughly 0.1% of the state. For population change between 2020 and 2023, Broadway ranks 25th of 227 in Virginia (about the 89th percentile). Its roughly 1,815 residents per square mile place it 43rd among Virginia's places. By land area, its 2.4 square miles rank 109th of 227 places in Virginia.
Steps to take before a Broadway loan
Complete these steps first when you borrow in Broadway (4,317 residents):
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the Virginia licence with the regulator named above before committing.
- Pick the shortest term whose payment you can comfortably afford.
- Do not borrow more than the expense calls for, even if a lender approves a larger amount.
- Be clear on what the loan is for and how it gets repaid.
None of these steps is Broadway-specific: the same Virginia licensing and disclosure rules reach all 4,317 residents.
Which Virginia laws govern a loan in Broadway
Below are the Virginia rules that apply to a loan made in Broadway, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Virginia State Corporation Commission, Bureau of Financial Institutions (BFI) Source says: The Bureau of Financial Institutions (BFI) is a regulatory division of the Virginia State Corporation Commission (SCC.) | Virginia State Corporation Commission (SCC) as of 2026-09-16 |
| Payday lending status | Legal via licensed short-term lenders; interest capped at a 36% simple annual rate plus limited fees (Va. Code § 6.2-1817) Source says: Interest at a simple annual rate not to exceed 36 percent | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer finance license required from the State Corporation Commission (Va. Code § 6.2-1501) Source says: No person shall engage in the business of making loans to individuals for personal, family, household, or other nonbusiness purposes | Virginia General Assembly (Code of Virginia) as of 2026-09-16 |
Common questions
What are my options in Broadway if my credit is poor?
What loan size can I expect in Broadway?
Do I have to pledge anything to borrow in Broadway?
Does comparing loans in Broadway cost me credit score points?
Nearby places
- Timberville, VA — population 3,062
- New Market, VA — population 2,193
- Harrisonburg, VA — population 51,082
- Mount Jackson, VA — population 2,008
- Shenandoah, VA — population 2,480
- Dayton, VA — population 1,740
- Elkton, VA — population 3,036
- Bridgewater, VA — population 6,765