Personal loans in Timberville, VA

From the 2020 Census base to the 2023 estimate, the population rose by about 3.2%. For the 3,062 people in Timberville, Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. Compare APR, not the interest rate, because the APR folds in most fees on a Timberville loan. The nearest larger metro is Broadway, VA about 2 miles away.

The Timberville data picture

Set out below is Timberville's local context next to the state-level rules that reach every lender here.

• Population: 3,062 residents; Timberville is the 79th-largest of 227 places in Virginia (US Census Bureau, Vintage 2023).
• Population trend: The 2020-to-2023 change is positive, near 3.2%.
• People gained or lost: about 96 more since the 2020 base.
• Size percentile: about 65% of Virginia communities are smaller than Timberville (3,062 residents).
• Population density: about 2,292 people per square mile (Census land area 1.3 sq mi).
• Land area: Timberville covers 1.3 square miles, the 143rd-largest area among Virginia's 227 places.
• Water: Timberville holds about 0.02 square miles, the 104th-largest water area in Virginia.
• Share of Virginia: Timberville holds about 0.1% of the state's population, some 3,062 people.
• Nationally: Timberville is the 6,216th-largest of 19,457 Census places in the dataset.
• Growth rank: Timberville's 2020-to-2023 change ranks 30th of 227 places in Virginia.
• Against the state trend: Timberville's 3.2% change compares with a Virginia average of -0.0% across its 227 places.
• Density rank: Timberville places 33rd among Virginia's places by people per square mile.
• Against the state median: Timberville runs about 2,292 residents per square mile, where the Virginia median is 823.
• Location: it lies at 38.6327, -78.7737 in the Census Gazetteer.
• Nearest larger cities: Broadway (2 mi); Harrisonburg (15 mi); Luray (17 mi); Bridgewater (20 mi); Woodstock (22 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: New Market (6 mi); Mount Jackson (10 mi); Shenandoah (13 mi).
• Smaller places within 50 miles: 25 of them.
• Larger places within 100 miles: 68.

Land, water and location for Timberville

Timberville's land area is about 1.3 square miles; a further 0.02 square miles is water. The resulting density is about 2,292 people per square mile. Virginia Beach, the largest place in Virginia, is about 197 miles from Timberville. Timberville has 13 larger places within a 50-mile radius. By land area it ranks 143rd of 227 Virginia places.

What shapes a Timberville personal loan

With roughly 3,062 residents, Timberville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Timberville lender to disclose the APR and finance charge before you sign. The term you choose in Timberville decides the split between a comfortable payment and the total interest you pay.

Virginia consumer-lending rules applied in Timberville

Virginia has no separate rate rule for Timberville; the sourced rows below are what reach every lender that serves its 3,062 people.

How lenders reach Timberville

Timberville is a fairly dense community of about 3,062 people, with 13 larger places inside a 50-mile radius. Lenders licensed in Virginia reach Timberville's 3,062 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Broadway, VA about 2 miles away.

Timberville against the rest of Virginia

Set beside Virginia's 227 places, Timberville ranks 79th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 30th of 227 Virginia places, putting it near the 87th percentile for growth. By density, at about 2,292 people per square mile, it ranks 33rd in Virginia. The population moved by about 96 people between 2020 and 2023, a 3.2% shift.