Personal loans in Montrose, WV

Census figures put the 2020-to-2023 decrease in Montrose at about 2.8%. For a community of about 139, the practical step is to compare APR across at least three lenders before committing. A larger market lies at Parsons, WV about 8 miles away. Lenders active in Montrose report to a West Virginia supervisor, identified in the sourced rows below.

Borrowing in Montrose: the local picture

Set out below is Montrose's local context next to the state-level rules that reach every lender here.

• Population: a Census-estimated 139, 217th among West Virginia's 230 places (Vintage 2023).
• Population trend: Down about 2.8% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 4 fewer people than the 2020 Census counted.
• Size percentile: about 6% of West Virginia's Census places are smaller than Montrose.
• Population density: about 222 people per square mile (Census land area 0.6 sq mi).
• By land area: Montrose ranks 137th among West Virginia's 230 places, at 0.6 sq mi.
• State share: roughly 0.0% of West Virginia's residents live in Montrose (139 people).
• Nationally: Montrose is the 17,439th-largest of 19,457 Census places in the dataset.
• Growth rank: Montrose ranks 103rd among West Virginia's 230 places for the 2020-to-2023 change.
• State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Montrose's 2.8%.
• Density in West Virginia: Montrose ranks 224th by people per square mile.
• Against the state median: Montrose runs about 222 residents per square mile, where the West Virginia median is 1,021.
• Location: mapped by the US Census Bureau at 39.0673, -79.8143.
• Nearest larger cities: Parsons (8 mi); Belington (8 mi); Hambleton (9 mi); Junior (10 mi); Hendricks (10 mi). Living near a larger metro rarely changes what is available in Montrose.
• Smaller places close by: Harman (19 mi); Bruceton Mills (42 mi); Brandonville (43 mi).
• Smaller neighbours: 6 places smaller than Montrose sit within 50 miles.
• Larger places within 100 miles: 395.

How lenders reach Montrose

At roughly 222 people per square mile, Montrose is lightly settled; 68 larger places lie within 50 miles. Whether Montrose has a local branch or not, a West Virginia-licensed lender can serve its 139 people online on the same terms. For a larger market, the closest option is Parsons, WV about 8 miles away.

What West Virginia law requires in Montrose

This table holds the West Virginia rate and licensing rules for consumer loans made to Montrose's 139 residents.

Montrose against the rest of West Virginia

Montrose is the 217th-largest of 230 Census places in West Virginia and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Montrose stands 103rd among West Virginia's 230 places — roughly the 55th percentile. By density, at about 222 people per square mile, it ranks 224th in West Virginia. The population moved by about 4 people between 2020 and 2023, a 2.8% shift.

Montrose on the map

Inside Montrose's boundaries lie about 0.6 square miles of land, with no significant water area recorded. The resulting density is about 222 people per square mile. For the state's biggest city, Charleston, the distance is roughly 110 miles. Montrose has 68 larger places within a 50-mile radius. The 100-mile radius contains 395 larger places.

How a Montrose personal loan is priced

Montrose is a small community of about 139 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The APR tracks your credit score rather than Montrose's rank of 217th in West Virginia: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Montrose loan raises the monthly payment but cuts the interest; lengthening it does the reverse.