Personal loans in Beverly, WV

Price two or three terms so you can see which payment is truly affordable in Beverly. When West Virginia caps or restricts a product, lenders either change the terms or withdraw it from Beverly as from the rest of the state. Beverly shed about 3.2% of its population between the 2020 base and the 2023 estimate. A larger market lies at Elkins, WV about 6 miles away.

Beverly by the numbers

Here is the sourced Census picture for Beverly, plus the West Virginia lending rules that apply to a loan taken out here.

• Population: about 602, ranked 138th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Lower by roughly 3.2% since the 2020 count.
• People gained or lost: about 20 fewer since the 2020 base.
• Size percentile: Beverly's 602 people outrank roughly 40% of the places in West Virginia.
• Population density: about 1,440 people per square mile (Census land area 0.4 sq mi).
• Land area rank: Beverly's 0.4 square miles rank 176th of 230 places in West Virginia.
• State population share: Beverly accounts for about 0.1% of everyone in West Virginia.
• National rank: Beverly is the 12,419th most populous of the 19,457 Census places covered here.
• Growth rank: Beverly's 2020-to-2023 change ranks 120th of 230 places in West Virginia.
• Against the state trend: Beverly's 3.2% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Beverly is the 70th most densely settled place in West Virginia.
• Density vs West Virginia: Beverly's 1,440 people per square mile compare with a state median of 1,021.
• Location: 38.8441 / -79.8719, per the US Census Bureau Gazetteer.
• Nearest larger cities: Elkins (6 mi); Belington (12 mi); Parsons (20 mi); Buckhannon (22 mi); Philippi (23 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller towns: Womelsdorf (Coalton) (6 mi); Mill Creek (9 mi); Junior (10 mi).
• Within a 50-mile radius: 31 smaller Census places.
• Within 100 miles: 181 places are larger than Beverly.

What West Virginia law requires in Beverly

Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Beverly lender must follow.

Land, water and location for Beverly

Beverly covers about 0.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 1,440 residents per square mile. Charleston, the largest place in West Virginia, is about 101 miles from Beverly. A 50-mile radius around Beverly takes in 29 places that are larger. Within the same 50 miles lie 31 smaller Census places.

Beverly against the rest of West Virginia

Within West Virginia, Beverly holds roughly 0.1% of all residents, the 138th-largest share among 230 places. Its 2020-to-2023 change ranks 120th of 230 West Virginia places, putting it near the 48th percentile for growth. At about 1,440 people per square mile, Beverly is the 70th most densely settled place in West Virginia. By land area, its 0.4 square miles rank 176th of 230 places in West Virginia.

What to do before borrowing in Beverly

These steps shape the offer you get in Beverly, a place of about 602 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Confirm the West Virginia licence with the regulator named above before committing.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Read the disclosure for an origination fee and any prepayment penalty before signing.

The process is identical across West Virginia; what changes is your credit file, not the fact that Beverly holds 602 people.

Lender access in Beverly

Beverly is moderately settled, with about 1,440 people per square mile and 29 larger places within 50 miles. Whether Beverly has a local branch or not, a West Virginia-licensed lender can serve its 602 people online on the same terms. The nearest bigger place is Elkins, WV about 6 miles away.