Personal loans in Huttonsville, WV

To lend to Huttonsville's 157 residents, a company must hold a West Virginia licence, and each sourced row below names the regulator behind it. Huttonsville ranks 212th of 230 places in West Virginia, with a population near 157.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Huttonsville counts about 157 people, and what is genuinely local about borrowing here is limited — West Virginia law does the governing. Huttonsville lost roughly 2.5% of its population across the 2020-to-2023 comparison. Work out your debt-to-income ratio first; lenders weigh it heavily, and Huttonsville's 157 residents are no exception. The closest larger place is Mill Creek, WV about 1 miles away.

Where Huttonsville stands

Read the local figures below as context; read the sourced West Virginia table as the rulebook a lender here must follow.

Huttonsville's place among West Virginia's 230 places

Against West Virginia's other places, Huttonsville accounts for about 0.0% of the state's population and ranks 212th of 230 by size. For population change between 2020 and 2023, Huttonsville ranks 89th of 230 in West Virginia (about the 61th percentile). By density, at about 518 people per square mile, it ranks 182nd in West Virginia. Between 2020 and 2023 the count changed by roughly 4 residents.

Inside a Huttonsville personal loan

A Huttonsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 157 residents. Because pricing is borrower-level, two people in Huttonsville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Huttonsville loan but raises total interest, so the smallest payment is not the cheapest loan.

Land, water and location for Huttonsville

Huttonsville covers about 0.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 518 residents per square mile. The state's population centre of gravity, Charleston, is roughly 93 miles away. Within 50 miles of Huttonsville there are 44 larger Census places. By land area it ranks 209th of 230 West Virginia places.

The West Virginia lending rules that reach Huttonsville

Every row below records a West Virginia rule, its publisher and its retrieval date — the same rules a Huttonsville lender must follow.

RuleDetailSource
State lending regulatorWest Virginia Division of Financial Institutions (WV DFI)
Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia.		West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16
Maximum legal interest rate (usury cap)31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107)
Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year		West Virginia Legislature (West Virginia Code)
as of 2026-09-16
Payday lending statusTraditional payday lending is generally prohibited; check cashers are regulated under W. Va. Code ch. 32A
Source says: Traditional "Payday Lenders" are generally prohibited within this state.		West Virginia Division of Financial Institutions (WV DFI)
as of 2026-09-16

Getting a loan in Huttonsville

Huttonsville is moderately settled, with about 518 people per square mile and 44 larger places within 50 miles. Lenders licensed in West Virginia reach Huttonsville's 157 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Mill Creek, WV about 1 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Huttonsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Huttonsville is the same as anywhere in West Virginia.
What loan size can I expect in Huttonsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Huttonsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Huttonsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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