Personal loans in Hendricks, WV
Hendricks is a small community of about 220 residents, and a personal loan taken out here is governed by West Virginia statute. About 220 people live in Hendricks, placing it 198th of 230 Census places in West Virginia.
Read the disclosure for an origination fee and any prepayment penalty before signing in Hendricks. A 2020-to-2023 comparison shows Hendricks down by about 3.5%. Every figure below is West Virginia's own, applied to Hendricks's 220 residents, with the publisher and retrieval date attached. The nearest larger city is Parsons, WV about 3 miles away.
The Hendricks data picture
The figures below are Hendricks's own — Census population, land area and coordinates — followed by the West Virginia rules.
- Population: an estimated 220 residents, 198th of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
- Population trend: Roughly 3.5% fewer residents than the 2020 Census counted.
- Absolute change: 8 residents lost between 2020 and 2023.
- Size percentile: with 220 residents, Hendricks is larger than about 14% of West Virginia's Census places.
- Density: the Census land area of 0.3 sq mi holds about 701 people per square mile.
- Land area: Hendricks covers 0.3 square miles, the 206th-largest area among West Virginia's 230 places.
- State share: roughly 0.0% of West Virginia's residents live in Hendricks (220 people).
- National rank: Hendricks sits 16,169th by population among the 19,457 places in this dataset.
- Growth in West Virginia: Hendricks stands 130th by percentage change from 2020 to 2023, among 230 places.
- Versus West Virginia: the state average change is -3.0%, while Hendricks moved 3.5%.
- Density in West Virginia: Hendricks ranks 163rd by people per square mile.
- Density vs West Virginia: Hendricks's 701 people per square mile compare with a state median of 1,021.
- Location: mapped by the US Census Bureau at 39.0756, -79.6287.
- Nearest larger cities: Parsons (3 mi); Thomas (9 mi); Davis (10 mi); Elkins (16 mi); Belington (17 mi). Larger metros often have more branches, but online lenders reach Hendricks on the same terms.
- Smaller towns nearby: Hambleton (1 mi); Montrose (10 mi); Harman (12 mi).
- Within a 50-mile radius: 13 smaller Census places.
- Larger places within 100 miles: 361.
Hendricks on the map
Inside Hendricks's boundaries lie about 0.3 square miles of land, with no significant water area recorded. That land carries about 701 people per square mile. Charleston, the largest place in West Virginia, is about 119 miles from Hendricks. Within 50 miles of Hendricks there are 64 larger Census places. The 100-mile radius contains 361 larger places.
The state rulebook for Hendricks
The rows below set out what a licensed lender must follow in West Virginia, and so for Hendricks's roughly 220 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | West Virginia Division of Financial Institutions (WV DFI) Source says: The West Virginia Division of Financial Institutions is charged with the regulation and supervision of financial institutions chartered by the State of West Virginia. | West Virginia Division of Financial Institutions (WV DFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated consumer lender license required from the Commissioner (W. Va. Code § 46A-4-101) Source says: Unless a person has first obtained a license from the commissioner authorizing the person to make regulated consumer loans | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 31% per year on unsecured loans of $3,500 or less; 27% on $3,500–$15,000; 18% above $15,000 (W. Va. Code § 46A-4-107) Source says: the loan finance charge, calculated according to the actuarial method, may not exceed 31 percent per year | West Virginia Legislature (West Virginia Code) as of 2026-09-16 |
Getting a loan in Hendricks
At roughly 701 people per square mile, Hendricks is moderately settled; 64 larger places lie within 50 miles. What is available to Hendricks's 220 borrowers is set by West Virginia licensing and your own credit, not by how many branches are nearby. For a larger market, the closest option is Parsons, WV about 3 miles away.
Where Hendricks sits in West Virginia
Among West Virginia's 230 places, Hendricks sits at 198th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Hendricks stands 130th among West Virginia's 230 places — roughly the 43th percentile. At about 701 people per square mile, Hendricks is the 163rd most densely settled place in West Virginia. The population moved by about 8 people between 2020 and 2023, a 3.5% shift.
A practical checklist for Hendricks borrowers
Before you hand your details to a lender in Hendricks, where the population is near 220:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Shop at least three lenders and judge them on APR and total cost.
- Confirm the West Virginia licence with the regulator named above before committing.
- Choose a term you can live with; stretching it lowers the payment but raises total interest.
- Keep the amount to the expense; an approval is not a reason to take more.
- Write down the purpose of the loan and your repayment plan before you apply.
In Hendricks as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 220 residents.
Common questions
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Nearby places
- Hambleton, WV — population 211
- Parsons, WV — population 1,289
- Thomas, WV — population 602
- Davis, WV — population 581
- Montrose, WV — population 139
- Harman, WV — population 94
- Elkins, WV — population 6,755
- Rowlesburg, WV — population 435