Personal loans in Milledgeville, TN
The Census estimates 277 residents in Milledgeville, which ranks it 323rd of 344 places in Tennessee. In Milledgeville, one of 344 Census places in Tennessee, the figure to compare across lenders is the APR, not the advertised rate.
Verify the lender's Tennessee licence against the regulator named below before borrowing in Milledgeville. State law, not city hall, decides what a lender may do to Milledgeville's roughly 277 residents, and a state regulator supervises it. Milledgeville gained roughly 1.5% in population across the 2020-to-2023 comparison. Borrowers who want a bigger city can look to Sardis, TN about 6 miles away.
Milledgeville: population, trend and location
Only a few things actually differ by place — population, area, location, and the Tennessee rules a lender must follow — and they are below.
- Population: about 277 people live here, which puts Milledgeville 323rd of 344 Census places in Tennessee (Vintage 2023).
- Population trend: About 1.5% above the 2020 Census base.
- People gained or lost: about 4 more since the 2020 base.
- Size percentile: roughly 6% of Tennessee places rank below Milledgeville.
- Density: the Census land area of 1.6 sq mi holds about 172 people per square mile.
- Land area rank: Milledgeville's 1.6 square miles rank 277th of 344 places in Tennessee.
- State population share: Milledgeville accounts for about 0.0% of everyone in Tennessee.
- National rank: Milledgeville sits 15,394th by population among the 19,457 places in this dataset.
- Growth rank: Milledgeville ranks 174th among Tennessee's 344 places for the 2020-to-2023 change.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Milledgeville's 1.5%.
- Density in Tennessee: Milledgeville ranks 309th by people per square mile.
- Density vs Tennessee: Milledgeville's 172 people per square mile compare with a state median of 553.
- Location: 35.3776 / -88.3661, per the US Census Bureau Gazetteer.
- Nearest larger cities: Sardis (6 mi); Saltillo (6 mi); Adamsville (10 mi); Crump (11 mi); Scotts Hill (12 mi). Lenders licensed in the state serve Milledgeville whether or not they keep a local branch.
- Nearest smaller towns: Enville (4 mi); Finger (14 mi); Silerton (25 mi).
- Smaller neighbours: 12 places smaller than Milledgeville sit within 50 miles.
- Larger places within 100 miles: 241.
What is available to Milledgeville borrowers
Milledgeville is a lightly settled community of about 277 people, with 53 larger places inside a 50-mile radius. A Tennessee licence lets a lender serve Milledgeville without a local office, so branch density does not change what its 277 residents are offered. The nearest larger city, Sardis, TN about 6 miles away.
The Tennessee lending rules that reach Milledgeville
These are Tennessee's sourced lending facts as they reach Milledgeville's 277 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Small-loan / installment lender licensing | TDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
Milledgeville against the rest of Tennessee
Milledgeville is the 323rd-largest of 344 Census places in Tennessee and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 174th of 344 Tennessee places, putting it near the 49th percentile for growth. Its roughly 172 residents per square mile place it 309th among Tennessee's places. By land area, its 1.6 square miles rank 277th of 344 places in Tennessee.
What a Milledgeville borrower is actually offered
With roughly 277 residents, Milledgeville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Milledgeville loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Milledgeville decides the split between a comfortable payment and the total interest you pay.
Land, water and location for Milledgeville
Milledgeville's land area is roughly 1.6 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 172 people per square mile. The largest place in Tennessee, Memphis, lies about 92 miles away. Within 50 miles of Milledgeville there are 53 larger Census places. By land area it ranks 277th of 344 Tennessee places.
Common questions
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Nearby places
- Enville, TN — population 186
- Sardis, TN — population 416
- Saltillo, TN — population 424
- Adamsville, TN — population 2,276
- Crump, TN — population 925
- Scotts Hill, TN — population 885
- Savannah, TN — population 7,311
- Stantonville, TN — population 345