Personal loans in Enville, TN
The roughly 186 people who live in Enville borrow under Tennessee rules; city hall sets no personal-loan rate. Enville is one of 344 Census places in Tennessee; its 186 residents put it at 334th.
The nearest larger city is Milledgeville, TN about 4 miles away. The trend for Enville between 2020 and 2023 is upward by roughly 0.5%. State law, not city hall, decides what a lender may do to Enville's roughly 186 residents, and a state regulator supervises it. Judge Enville offers on total cost, not on how quickly the money arrives.
Enville: the sourced local profile
What follows is Enville's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.
- Population: about 186, ranked 334th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
- Population trend: A rise of about 0.5% from 2020 to 2023.
- Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
- Size percentile: with 186 residents, Enville is larger than about 3% of Tennessee's Census places.
- Population density: about 129 people per square mile (Census land area 1.4 sq mi).
- Land area: Enville covers 1.4 square miles, the 284th-largest area among Tennessee's 344 places.
- State share: roughly 0.0% of Tennessee's residents live in Enville (186 people).
- National rank: Enville is 16,685th of 19,457 places nationwide.
- Growth in Tennessee: Enville stands 219th by percentage change from 2020 to 2023, among 344 places.
- State comparison: Tennessee's places average +2.4% for 2020-to-2023, against Enville's 0.5%.
- Density in Tennessee: Enville ranks 326th by people per square mile.
- Density vs Tennessee: Enville's 129 people per square mile compare with a state median of 553.
- Location: it lies at 35.3911, -88.4303 in the Census Gazetteer.
- Nearest larger cities: Milledgeville (4 mi); Sardis (9 mi); Saltillo (10 mi); Finger (11 mi); Adamsville (11 mi). Online lenders reach Enville no matter how far the nearest branch is.
- Smaller communities within reach: Silerton (22 mi); Kossuth (38 mi); Waterloo (39 mi).
- Smaller neighbours: 5 places smaller than Enville sit within 50 miles.
- At 100 miles: 251 larger Census places fall inside that radius.
Enville's place among Tennessee's 344 places
Set beside Tennessee's 344 places, Enville ranks 334th by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 219th of 344 Tennessee places, putting it near the 36th percentile for growth. By density, at about 129 people per square mile, it ranks 326th in Tennessee. Between 2020 and 2023 the count changed by roughly 1 residents.
The geography behind Enville
Enville covers about 1.4 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 129 people per square mile. The largest place in Tennessee, Memphis, lies about 89 miles away. Counting outward 50 miles, 59 larger communities surround Enville. The 100-mile radius contains 251 larger places.
Getting a loan in Enville
With about 129 residents per square mile, Enville is lightly settled, and 59 larger Census places sit within 50 miles. Distance to a branch rarely matters for Enville's 186 residents: the application is online and the price follows your credit file. The nearest larger city, Milledgeville, TN about 4 miles away.
How Tennessee law applies in Enville
These are Tennessee's sourced lending facts as they reach Enville's 186 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Tennessee Department of Financial Institutions (TDFI) Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10.75% per annum (maximum effective formula rate for written contracts, announced September 15, 2026) Source says: the maximum effective formula rate of interest in Tennessee is 10.75 percent per annum | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
| Payday lending status | Licensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103) Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license | Tennessee Department of Financial Institutions (TDFI) as of 2026-09-16 |
The Enville borrowing checklist
A sensible order of operations for a loan in Enville, home to about 186 people:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Model the payment on the calculator before a lender models it for you.
- Get several pre-qualifications and compare APR side by side before choosing.
- Make sure the lender appears in the Tennessee regulator's licence list.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
- Check the disclosure for fees that raise the true cost above the quoted rate.
In Enville as elsewhere in Tennessee, the written terms — not the advertisement — are what count for its 186 residents.
Common questions
What are my options in Enville if my credit is poor?
What loan size can I expect in Enville?
Do I have to pledge anything to borrow in Enville?
Does comparing loans in Enville cost me credit score points?
Nearby places
- Milledgeville, TN — population 277
- Sardis, TN — population 416
- Adamsville, TN — population 2,276
- Saltillo, TN — population 424
- Finger, TN — population 275
- Crump, TN — population 925
- Scotts Hill, TN — population 885
- Henderson, TN — population 6,412