Personal loans in Stantonville, TN

Stantonville is one of 344 Census places in Tennessee; its 345 residents put it at 308th. A 2020-to-2023 comparison shows Stantonville up by about 3.0%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

Compare loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

In Stantonville, one of 344 Census places in Tennessee, the figure to compare across lenders is the APR, not the advertised rate. Rate ceilings, licensing requirements and product limits for Stantonville are all set at the Tennessee level. Rate-shopping from Stantonville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. For a bigger market, look to Adamsville, TN about 6 miles away.

Stantonville: population, trend and location

What follows is Stantonville's place in the Census record, alongside the Tennessee rules that govern a personal loan made here.

What a Stantonville borrower is actually offered

A Stantonville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 345 residents. Federal Truth in Lending rules require a Stantonville lender to disclose the APR and finance charge before you sign. Because the payment is fixed, the total cost of a Stantonville loan is knowable in advance — unlike a revolving card balance.

Stantonville in state context

Among Tennessee's 344 places, Stantonville sits at 308th for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 127th of 344 Tennessee places, putting it near the 63th percentile for growth. By density, at about 306 people per square mile, it ranks 259th in Tennessee. In land area, Stantonville ranks 305th among Tennessee's 344 places.

The Tennessee lending rules that reach Stantonville

The rows below set out what a licensed lender must follow in Tennessee, and so for Stantonville's roughly 345 residents.

RuleDetailSource
State lending regulatorTennessee Department of Financial Institutions (TDFI)
Source says: The Department regulates banks, credit unions, trust companies, business and industrial development corporations, industrial loan and thrift companies		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Payday lending statusLicensed; deferred presentment services (payday) lenders must obtain a TDFI license, including internet lenders (Tenn. Code Ann. § 45-17-103)
Source says: deferred presentment services in this state through the use of the internet, facsimile, telephone, or other means without having first obtained a license		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16
Small-loan / installment lender licensingTDFI Compliance Division licenses industrial loan & thrift companies, deferred presentment companies, flexible credit companies, and other consumer lenders
Source says: The Compliance Division is responsible for the licensing and regulatory supervision of the following types of financial institutions operating in Tennessee		Tennessee Department of Financial Institutions (TDFI)
as of 2026-09-16

Stantonville: area, density and distance

Inside Stantonville's boundaries lie about 1.1 square miles of land, with no significant water area recorded. The resulting density is about 306 people per square mile. The largest place in Tennessee, Memphis, lies about 87 miles away. Counting outward 50 miles, 46 larger communities surround Stantonville. By land area it ranks 305th of 344 Tennessee places.

How lenders reach Stantonville

Stantonville is lightly settled, with about 306 people per square mile and 46 larger places within 50 miles. Lenders licensed in Tennessee reach Stantonville's 345 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Adamsville, TN about 6 miles away.

Compare personal loan offers Run the numbers first

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Stantonville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Stantonville is the same as anywhere in Tennessee.
What loan size can I expect in Stantonville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Stantonville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Stantonville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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