Personal loans in Ramer, TN

Ramer gained roughly 0.3% in population across the 2020-to-2023 comparison. State law, not city hall, decides what a lender may do to Ramer's roughly 328 residents, and a state regulator supervises it. Price two or three terms so you can see which payment is truly affordable in Ramer. The closest larger city is Eastview, TN about 4 miles away.

The Ramer data picture

Set out below is Ramer's local context next to the state-level rules that reach every lender here.

• Population: about 328, ranked 313th of 344 places in Tennessee (Census Vintage 2023 subcounty estimate).
• Population trend: Growth of about 0.3% across the 2020-to-2023 comparison.
• People gained or lost: about 1 more since the 2020 base.
• Size percentile: bigger than about 9% of the places in Tennessee, with 328 residents in Ramer.
• Density: the Census land area of 1.8 sq mi holds about 183 people per square mile.
• By land area: Ramer ranks 262nd among Tennessee's 344 places, at 1.8 sq mi.
• State population share: Ramer accounts for about 0.0% of everyone in Tennessee.
• National standing: Ramer ranks 14,808th of 19,457 US places.
• Growth in Tennessee: Ramer stands 234th by percentage change from 2020 to 2023, among 344 places.
• Versus Tennessee: the state average change is +2.4%, while Ramer moved 0.3%.
• Density rank: Ramer is the 303rd most densely settled place in Tennessee.
• Density vs Tennessee: Ramer's 183 people per square mile compare with a state median of 553.
• Location: it lies at 35.0719, -88.6149 in the Census Gazetteer.
• Nearest larger cities: Eastview (4 mi); Guys (6 mi); Selmer (7 mi); Corinth (10 mi); Michie (11 mi). Larger metros often have more branches, but online lenders reach Ramer on the same terms.
• Smaller places close by: Kossuth (14 mi); Hornsby (16 mi); Finger (20 mi).
• Smaller places within 50 miles: 17 of them.
• Within 100 miles: 228 places are larger than Ramer.

Land, water and location for Ramer

Inside Ramer's boundaries lie about 1.8 square miles of land, with no significant water area recorded. Spread across it are roughly 183 residents per square mile. For the state's biggest city, Memphis, the distance is roughly 77 miles. A 50-mile radius around Ramer takes in 50 places that are larger. The 100-mile radius contains 228 larger places.

Ramer's place among Tennessee's 344 places

Among Tennessee's 344 places, Ramer sits at 313th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Ramer stands 234th among Tennessee's 344 places — roughly the 32th percentile. Its roughly 183 residents per square mile place it 303rd among Tennessee's places. Within 50 miles sit 17 smaller Census places, alongside the 50 that are larger.

How lenders reach Ramer

At roughly 183 people per square mile, Ramer is lightly settled; 50 larger places lie within 50 miles. What is available to Ramer's 328 borrowers is set by Tennessee licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Eastview, TN about 4 miles away.

The state rulebook for Ramer

This table holds the Tennessee rate and licensing rules for consumer loans made to Ramer's 328 residents.

What shapes a Ramer personal loan

Most loans made to Ramer's 328 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Ramer's 328 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Ramer loan but raises total interest, so the smallest payment is not the cheapest loan.