Personal loans in Mentor, KY

Mentor is a small community in Kentucky, with an estimated 223 residents, and every licensed lender here follows the same state rulebook. When Kentucky caps or restricts a product, lenders either change the terms or withdraw it from Mentor as from the rest of the state. Work out your debt-to-income ratio first; lenders weigh it heavily, and Mentor's 223 residents are no exception. The closest larger city is New Richmond, OH about 6 miles away.

Where Mentor stands

The figures below are Mentor's own — Census population, land area and coordinates — followed by the Kentucky rules.

• Population: 223 — Mentor ranks 366th of 416 communities in Kentucky (US Census Bureau, Vintage 2023).
• Population trend: Up about 3.2% from the 2020 Census base to the 2023 estimate.
• Net change: roughly 7 more people than the 2020 Census counted.
• Size percentile: about 12% of Kentucky's Census places are smaller than Mentor.
• Population density: 299 people per square mile on 0.7 square miles of land.
• Land area: Mentor covers 0.7 square miles, the 257th-largest area among Kentucky's 416 places.
• Water area rank: Mentor ranks 77th among Kentucky's 416 places, with 0.06 sq mi.
• Share of state population: Mentor's 223 residents are about 0.0% of Kentucky.
• National rank: Mentor is the 16,129th most populous of the 19,457 Census places covered here.
• Growth in Kentucky: Mentor stands 42nd by percentage change from 2020 to 2023, among 416 places.
• State comparison: Kentucky's places average -0.2% for 2020-to-2023, against Mentor's 3.2%.
• Density in Kentucky: Mentor ranks 384th by people per square mile.
• Density vs Kentucky: Mentor's 299 people per square mile compare with a state median of 1,045.
• Location: mapped by the US Census Bureau at 38.8908, -84.2482.
• Nearest larger cities: New Richmond (6 mi); Felicity (9 mi); Alexandria (9 mi); Butler (10 mi); Bethel (10 mi). Lenders licensed in the state serve Mentor whether or not they keep a local branch.
• Smaller places nearby: California (2 mi); Moscow (2 mi); Neville (6 mi).
• Smaller neighbours: 23 places smaller than Mentor sit within 50 miles.
• Within 100 miles: 506 places are larger than Mentor.

Borrowing reach in Mentor

With about 299 residents per square mile, Mentor is lightly settled, and 153 larger Census places sit within 50 miles. A Kentucky licence lets a lender serve Mentor without a local office, so branch density does not change what its 223 residents are offered. For a larger market, the closest option is New Richmond, OH about 6 miles away.

The geography behind Mentor

The Census Gazetteer records 0.7 square miles of land and 0.06 square miles of water within Mentor. The resulting density is about 299 people per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 60 miles away. Counting outward 50 miles, 153 larger communities surround Mentor. The 100-mile radius contains 506 larger places.

Kentucky rules behind a Mentor personal loan

The rows below set out what a licensed lender must follow in Kentucky, and so for Mentor's roughly 223 residents.

Mentor's place among Kentucky's 416 places

Mentor is the 366th-largest of 416 Census places in Kentucky and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Mentor stands 42nd among Kentucky's 416 places — roughly the 90th percentile. By density, at about 299 people per square mile, it ranks 384th in Kentucky. The population moved by about 7 people between 2020 and 2023, a 3.2% shift.

What a Mentor borrower is actually offered

A Mentor personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 223 residents. The APR tracks your credit score rather than Mentor's rank of 366th in Kentucky: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. A longer term lowers the monthly payment on a Mentor loan but raises total interest, so the smallest payment is not the cheapest loan.