Personal loans in Butler, KY

For a borrower among the roughly 642 residents of Butler, a personal loan is a tool whose cost turns on the terms, not the address. Population in Butler dropped about 0.8% over the three years from 2020 to 2023. Decide the purpose of the loan and your repayment plan before sharing any details with a Butler lender. For a bigger market, look to Falmouth, KY about 8 miles away.

Butler by the numbers

Here is the sourced Census picture for Butler, plus the Kentucky lending rules that apply to a loan taken out here.

• Population: an estimated 642 residents, 266th of 416 places in Kentucky (Census Vintage 2023 subcounty estimate).
• Population trend: A loss of roughly 0.8% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a loss of about 5 residents.
• Size percentile: roughly 36% of Kentucky's places have fewer residents than Butler's 642.
• Density: the Census land area of 0.2 sq mi holds about 3,379 people per square mile.
• Land area rank: Butler's 0.2 square miles rank 361st of 416 places in Kentucky.
• Water area: Butler has 0.01 square miles of water, ranking 176th of 416 places in Kentucky.
• State population share: Butler accounts for about 0.0% of everyone in Kentucky.
• National standing: Butler ranks 12,150th of 19,457 US places.
• Growth in Kentucky: Butler stands 218th by percentage change from 2020 to 2023, among 416 places.
• Versus Kentucky: the state average change is -0.2%, while Butler moved 0.8%.
• Density in Kentucky: Butler ranks 60th by people per square mile.
• Density in context: Butler's 3,379 people per square mile sit against a Kentucky median of 1,045.
• Location: coordinates 38.7875, -84.3712 (US Census Bureau Gazetteer).
• Nearest larger cities: Falmouth (8 mi); Crittenden (12 mi); Alexandria (12 mi); Ryland Heights (14 mi); New Richmond (14 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Nearest smaller towns: Neville (9 mi); Moscow (9 mi); Mentor (10 mi) — useful context for the surrounding area.
• Smaller neighbours: 44 places smaller than Butler sit within 50 miles.
• Within 100 miles: 366 places are larger than Butler.

Butler: area, density and distance

The Census Gazetteer records 0.2 square miles of land and 0.01 square miles of water within Butler. The resulting density is about 3,379 people per square mile. The largest place in Kentucky, Lexington-Fayette, lies about 52 miles away. Within 50 miles of Butler there are 125 larger Census places. Within the same 50 miles lie 44 smaller Census places.

Kentucky rules behind a Butler personal loan

Kentucky has no separate rate rule for Butler; the sourced rows below are what reach every lender that serves its 642 people.

How Butler compares across Kentucky

Set beside Kentucky's 416 places, Butler ranks 266th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Butler ranks 218th of 416 in Kentucky (about the 48th percentile). Its roughly 3,379 residents per square mile place it 60th among Kentucky's places. Between 2020 and 2023 the count changed by roughly 5 residents.

What is available to Butler borrowers

At roughly 3,379 people per square mile, Butler is fairly dense; 125 larger places lie within 50 miles. Whether Butler has a local branch or not, a Kentucky-licensed lender can serve its 642 people online on the same terms. The nearest larger city, Falmouth, KY about 8 miles away.

The anatomy of a Butler personal loan

In Butler, a small community of about 642, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Butler's rank of 266th in Kentucky: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Butler loan raises the monthly payment but cuts the interest; lengthening it does the reverse.