Personal loans in Chilo, OH

The Census estimates 72 residents in Chilo, which ranks it 915th of 924 places in Ohio. Read the disclosure for an origination fee and any prepayment penalty before signing in Chilo. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Chilo's 72 residents. The closest larger city is Felicity, OH about 4 miles away.

Chilo by the numbers

Chilo is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 72 — Chilo ranks 915th of 924 communities in Ohio (US Census Bureau, Vintage 2023).
• Population trend: Higher by roughly 2.9% since the 2020 count.
• People gained or lost: about 2 more since the 2020 base.
• Size percentile: roughly 1% of Ohio's places have fewer residents than Chilo's 72.
• Land and density: 0.2 square miles of land carry roughly 356 residents per square mile.
• Land area: Chilo covers 0.2 square miles, the 849th-largest area among Ohio's 924 places.
• Water area: Chilo has 0.04 square miles of water, ranking 235th of 924 places in Ohio.
• State share: roughly 0.0% of Ohio's residents live in Chilo (72 people).
• National rank: Chilo is the 18,609th most populous of the 19,457 Census places covered here.
• Growth in Ohio: Chilo stands 59th by percentage change from 2020 to 2023, among 924 places.
• Versus Ohio: the state average change is +0.9%, while Chilo moved 2.9%.
• Density in Ohio: Chilo ranks 855th by people per square mile.
• Density in context: Chilo's 356 people per square mile sit against a Ohio median of 1,289.
• Location: the Census Gazetteer records it at 38.7942, -84.1378.
• Nearest larger cities: Felicity (4 mi); Neville (4 mi); Moscow (7 mi); Augusta (8 mi); Brooksville (9 mi). A branch is convenient; it is not what sets your APR.
• Nearest smaller places: Sardis (21 mi); Concord (36 mi); Gratz (49 mi).
• Within a 50-mile radius: 3 smaller Census places.
• Larger places within 100 miles: 550.

Where Chilo sits

The Census Gazetteer records 0.2 square miles of land and 0.04 square miles of water within Chilo. With 72 residents, the land area yields roughly 356 people per square mile. For the state's biggest city, Columbus, the distance is roughly 103 miles. A 50-mile radius around Chilo takes in 160 places that are larger. Within the same 50 miles lie 3 smaller Census places.

Borrowing reach in Chilo

At roughly 356 people per square mile, Chilo is lightly settled; 160 larger places lie within 50 miles. Distance to a branch rarely matters for Chilo's 72 residents: the application is online and the price follows your credit file. The nearest bigger place is Felicity, OH about 4 miles away.

What to do before borrowing in Chilo

A sensible order of operations for a loan in Chilo, home to about 72 people:

1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Confirm the Ohio licence with the regulator named above before committing.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Make sure the new payment leaves room in a budget you already keep.

None of these steps is Chilo-specific: the same Ohio licensing and disclosure rules reach all 72 residents.

Where Chilo sits in Ohio

Among Ohio's 924 places, Chilo sits at 915th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Chilo ranks 59th of 924 in Ohio (about the 94th percentile). At about 356 people per square mile, Chilo is the 855th most densely settled place in Ohio. The population moved by about 2 people between 2020 and 2023, a 2.9% shift.

What Ohio law requires in Chilo

Ohio has no separate rate rule for Chilo; the sourced rows below are what reach every lender that serves its 72 people.