Personal loans in Meeteetse, WY

State law, not city hall, decides what a lender may do to Meeteetse's roughly 314 residents, and a state regulator supervises it. An estimated 314 people make their home in Meeteetse, a figure that ranks 69th in Wyoming.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Meeteetse is priced from your credit file and income, not from the fact that the city holds 314 people. From the 2020 Census base to the 2023 estimate, the population rose by about 0.6%. Begin with the payment, then weigh APR and total interest across the lenders that reach Meeteetse's 314 residents. The closest larger city is Cody, WY about 27 miles away.

The Meeteetse data picture

What follows is Meeteetse's place in the Census record, alongside the Wyoming rules that govern a personal loan made here.

Meeteetse on the map

The Census Gazetteer records about 1.5 square miles of land within Meeteetse, with no significant water area listed. The resulting density is about 212 people per square mile. The largest place in Wyoming, Cheyenne, lies about 294 miles away. A 50-mile radius around Meeteetse takes in 8 places that are larger. By land area it ranks 53rd of 99 Wyoming places.

The anatomy of a Meeteetse personal loan

With roughly 314 residents, Meeteetse is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Meeteetse loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Meeteetse decides the split between a comfortable payment and the total interest you pay.

Where Meeteetse sits in Wyoming

Within Wyoming, Meeteetse holds roughly 0.1% of all residents, the 69th-largest share among 99 places. Its 2020-to-2023 change ranks 51st of 99 Wyoming places, putting it near the 48th percentile for growth. Its roughly 212 residents per square mile place it 84th among Wyoming's places. Within 50 miles sit 3 smaller Census places, alongside the 8 that are larger.

What is available to Meeteetse borrowers

Meeteetse is lightly settled, with about 212 people per square mile and 8 larger places within 50 miles. A Wyoming licence lets a lender serve Meeteetse without a local office, so branch density does not change what its 314 residents are offered. For a larger market, the closest option is Cody, WY about 27 miles away.

What Wyoming law requires in Meeteetse

These are Wyoming's sourced lending facts as they reach Meeteetse's 314 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Payday lending statusLegal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363)
Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Meeteetse if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Meeteetse is the same as anywhere in Wyoming.
What loan size can I expect in Meeteetse?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Meeteetse?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Meeteetse cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Related