Personal loans in Byron, WY
Byron ranks 50th of 99 places in Wyoming, with a population near 574. For a borrower among the roughly 574 residents of Byron, a personal loan is a tool whose cost turns on the terms, not the address.
From the 2020 Census base to the 2023 estimate, the population rose by about 2.7%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Byron loan. State law, not city hall, decides what a lender may do to Byron's roughly 574 residents, and a state regulator supervises it. The closest larger place is Cowley, WY about 6 miles away.
Byron by the numbers
Here is the sourced Census picture for Byron, plus the Wyoming lending rules that apply to a loan taken out here.
- Population: a Census-estimated 574, 50th among Wyoming's 99 places (Vintage 2023).
- Population trend: Up about 2.7% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 15 residents.
- Size percentile: about 49% of Wyoming's Census places are smaller than Byron.
- Density: roughly 634 residents per square mile, spread over 0.9 sq mi of land.
- Land area rank: Byron's 0.9 square miles rank 67th of 99 places in Wyoming.
- Water area: Byron has 0.05 square miles of water, ranking 11th of 99 places in Wyoming.
- Share of Wyoming: Byron holds about 0.1% of the state's population, some 574 people.
- National rank: Byron sits 12,616th by population among the 19,457 places in this dataset.
- Growth rank: Byron's 2020-to-2023 change ranks 28th of 99 places in Wyoming.
- State comparison: Wyoming's places average +1.7% for 2020-to-2023, against Byron's 2.7%.
- Density in Wyoming: Byron ranks 52nd by people per square mile.
- Against the state median: Byron runs about 634 residents per square mile, where the Wyoming median is 699.
- Location: 44.7967 / -108.5085, per the US Census Bureau Gazetteer.
- Nearest larger cities: Cowley (6 mi); Lovell (6 mi); Powell (12 mi); Greybull (31 mi); Cody (33 mi). Living near a larger metro rarely changes what is available in Byron.
- Nearest smaller towns: Deaver (8 mi); Frannie (13 mi); Burlington (24 mi).
- Within a 50-mile radius: 7 smaller Census places.
- Within 100 miles: 19 places are larger than Byron.
What to do before borrowing in Byron
Before you apply in Byron, a community of about 574, work through these steps:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Run the numbers on the personal loan calculator so you know the payment before you apply.
- Shop at least three lenders and judge them on APR and total cost.
- Verify the lender's Wyoming licence with the regulator listed on this page.
- Keep the amount to the expense; an approval is not a reason to take more.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Byron-specific: the same Wyoming licensing and disclosure rules reach all 574 residents.
Where Byron sits in Wyoming
Byron is the 50th-largest of 99 Census places in Wyoming and contains about 0.1% of the state's people. On the 2020-to-2023 trend, Byron stands 28th among Wyoming's 99 places — roughly the 72th percentile. By density, at about 634 people per square mile, it ranks 52nd in Wyoming. By land area, its 0.9 square miles rank 67th of 99 places in Wyoming.
The geography behind Byron
The Census Gazetteer records 0.9 square miles of land and 0.05 square miles of water within Byron. The resulting density is about 634 people per square mile. Cheyenne, the largest place in Wyoming, is about 315 miles from Byron. Within 50 miles of Byron there are 8 larger Census places. Within the same 50 miles lie 7 smaller Census places.
How lenders reach Byron
At roughly 634 people per square mile, Byron is moderately settled; 8 larger places lie within 50 miles. Distance to a branch rarely matters for Byron's 574 residents: the application is online and the price follows your credit file. The nearest bigger place is Cowley, WY about 6 miles away.
Wyoming rules behind a Byron personal loan
The rows below set out what a licensed lender must follow in Wyoming, and so for Byron's roughly 574 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wyoming Division of Banking Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies. | Wyoming Division of Banking as of 2026-09-16 |
| Payday lending status | Legal with a post-dated check casher license; finance charge capped at the greater of $30 or 20% per month; max term 1 month (Wyo. Stat. § 40-14-363) Source says: No post-dated check finance charge shall exceed the greater of thirty dollars ($30.00) or twenty percent (20%) per month on the principal balance | Wyoming Legislature (Wyoming Statutes) as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online Source says: Licensing is mandatory for every location where business is regularly conducted | Wyoming Division of Banking as of 2026-09-16 |
Common questions
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Nearby places
- Cowley, WY — population 845
- Lovell, WY — population 2,350
- Deaver, WY — population 169
- Frannie, WY — population 146
- Powell, WY — population 6,488
- Burlington, WY — population 370
- Greybull, WY — population 1,709
- Cody, WY — population 10,240