Personal loans in Burlington, WY

With roughly 370 residents, Burlington is a small community, and the lending rules its borrowers live under are written in Wyoming, not by the city. Burlington added about 17.8% to its population between the 2020 base and the 2023 estimate.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Roughly 370 residents live in Burlington, the 65th-largest community in Wyoming. Begin with the payment, then weigh APR and total interest across the lenders that reach Burlington's 370 residents. State law, not city hall, decides what a lender may do to Burlington's roughly 370 residents, and a state regulator supervises it. The closest larger city is Greybull, WY about 19 miles away.

Burlington by the numbers

Two layers matter for a Burlington borrower: the local population picture and Wyoming's consumer-lending statutes.

What Wyoming law requires in Burlington

Read the table as a lender's compliance picture for Burlington: the rule, the sourced figure, the publisher and the date.

RuleDetailSource
State lending regulatorWyoming Division of Banking
Source says: The Division is responsible for the chartering and regulation of Wyoming state banks, trust companies, mortgage companies, as well as non-bank financial companies.
Wyoming Division of Banking
as of 2026-09-16
Small-loan / installment lender licensingConsumer Lender, Sales Finance Company, Post-Dated Check Casher, and Pawnbroker licenses via NMLS; licensing mandatory per location including online
Source says: Licensing is mandatory for every location where business is regularly conducted
Wyoming Division of Banking
as of 2026-09-16
Maximum legal interest rate (usury cap)36% per year on unpaid principal balances up to $1,000; 21% above $1,000 (Wyo. Stat. § 40-14-310(g))
Source says: shall not exceed the equivalent of thirty-six percent (36%) per year on that part of the unpaid balances of the principal
Wyoming Legislature (Wyoming Statutes)
as of 2026-09-16

Borrowing reach in Burlington

Burlington is a lightly settled community of about 370 people, with 8 larger places inside a 50-mile radius. Distance to a branch rarely matters for Burlington's 370 residents: the application is online and the price follows your credit file. The nearest bigger place is Greybull, WY about 19 miles away.

A pre-application checklist for Burlington

Complete these steps first when you borrow in Burlington (370 residents):

  1. Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
  2. Use the loan calculator to test the payment on your intended amount and term.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the Wyoming regulator's licence records before you sign.
  5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
  6. Read the disclosure for an origination fee and any prepayment penalty before signing.
  7. Test the payment against your current bills before you commit.

In Burlington as elsewhere in Wyoming, the written terms — not the advertisement — are what count for its 370 residents.

Burlington on the map

Burlington covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. Spread across it are roughly 366 residents per square mile. Cheyenne, the largest place in Wyoming, is about 294 miles from Burlington. Counting outward 50 miles, 8 larger communities surround Burlington. By land area it ranks 64th of 99 Wyoming places.

Where Burlington sits in Wyoming

Set beside Wyoming's 99 places, Burlington ranks 65th by population and holds about 0.1% of the state total. Its 2020-to-2023 change ranks 1st of 99 Wyoming places, putting it near the 99th percentile for growth. At about 366 people per square mile, Burlington is the 69th most densely settled place in Wyoming. In land area, Burlington ranks 64th among Wyoming's 99 places.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Burlington if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Burlington is the same as anywhere in Wyoming.
What loan size can I expect in Burlington?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Burlington?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Burlington cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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