Personal loans in Maytown, AL
Maytown shed about 2.2% of its population between the 2020 base and the 2023 estimate. The Census estimates 312 residents in Maytown, which ranks it 372nd of 462 places in Alabama.
Maytown, Alabama — home to about 312 people — is a small community, so the terms you are offered follow Alabama law rather than any local rule. Rate-shopping from Maytown costs nothing at pre-qualification, where a soft pull leaves your credit file alone. A lender that serves Maytown operates under Alabama lending statutes and a Alabama supervisor. A larger market lies at Mulga, AL about 2 miles away.
Where Maytown stands
Set out below is Maytown's local context next to the state-level rules that reach every lender here.
- Population: 312 people, a figure that places Maytown 372nd among the 462 Census places in Alabama (US Census Bureau, Vintage 2023).
- Population trend: A loss of roughly 2.2% between 2020 and 2023.
- People gained or lost: about 7 fewer since the 2020 base.
- Size percentile: with 312 residents, Maytown is larger than about 19% of Alabama's Census places.
- Population density: about 114 people per square mile (Census land area 2.7 sq mi).
- By land area: Maytown ranks 341st among Alabama's 462 places, at 2.7 sq mi.
- State share: roughly 0.0% of Alabama's residents live in Maytown (312 people).
- Nationally: Maytown is the 14,987th-largest of 19,457 Census places in the dataset.
- Growth rank: Maytown ranks 336th among Alabama's 462 places for the 2020-to-2023 change.
- Versus Alabama: the state average change is +1.0%, while Maytown moved 2.2%.
- Density rank: Maytown places 376th among Alabama's places by people per square mile.
- Density vs Alabama: Maytown's 114 people per square mile compare with a state median of 259.
- Location: it lies at 33.5500, -87.0000 in the Census Gazetteer.
- Nearest larger cities: Mulga (2 mi); Sylvan Springs (2 mi); Adamsville (4 mi); Pleasant Grove (4 mi); Graysville (7 mi). A branch is convenient; it is not what sets your APR.
- Nearest smaller towns: Cardiff (8 mi); North Johns (14 mi); Colony (28 mi).
- Smaller neighbours: 8 places smaller than Maytown sit within 50 miles.
- Larger places within 100 miles: 264.
How Maytown compares across Alabama
Maytown is the 372nd-largest of 462 Census places in Alabama and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Maytown stands 336th among Alabama's 462 places — roughly the 27th percentile. Its roughly 114 residents per square mile place it 376th among Alabama's places. By land area, its 2.7 square miles rank 341st of 462 places in Alabama.
What is available to Maytown borrowers
With about 114 residents per square mile, Maytown is lightly settled, and 103 larger Census places sit within 50 miles. Distance to a branch rarely matters for Maytown's 312 residents: the application is online and the price follows your credit file. The nearest larger city, Mulga, AL about 2 miles away.
How Alabama law applies in Maytown
Below are the Alabama rules that apply to a loan made in Maytown, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Alabama State Banking Department — Bureau of Loans (BOL) Source says: "The Bureau of Loans (hereinafter “the BOL”) was established in 1945". The BOL administers the Small Loan Act, Consumer Credit Act, Pawn Shop Act, Mortgage Brokers Licensing Act, Deferred Presentment Services Act and SAFE Act. | Alabama State Banking Department as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum without a written contract; 8% per annum by written contract Source says: "except by written contract is $6 upon $100 for one year"; "the rate of interest by written contract is not to exceed $8 upon $100 for one year". (Code text retrieved from the Alabama Legislature's official Code of Alabama service.) | Alabama Legislature — Code of Alabama 1975, § 8-8-1 as of 2026-09-16 |
| Payday lending status | Permitted — deferred presentment services licensed by the supervisor; maximum advance $500; maximum fee 17.5% of amount advanced Source says: "a maximum fee on any deferred presentment transaction not to exceed 17.5 percent of the amount advanced"; "The maximum amount that may be advanced in any deferred presentment transaction is five hundred dollars ($500)". | Alabama State Banking Department — Deferred Presentment Services Act (Code of Alabama §§ 5-18A-1 et seq.) as of 2026-09-16 |
Maytown on the map
Inside Maytown's boundaries lie about 2.7 square miles of land, with no significant water area recorded. That land carries about 114 people per square mile. For the state's biggest city, Huntsville, the distance is roughly 81 miles. Within 50 miles of Maytown there are 103 larger Census places. The 100-mile radius contains 264 larger places.
How a Maytown personal loan is priced
Maytown is a small community of about 312 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Two numbers drive a Maytown loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Maytown decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Mulga, AL — population 766
- Sylvan Springs, AL — population 1,604
- Adamsville, AL — population 4,172
- Pleasant Grove, AL — population 9,390
- Graysville, AL — population 1,860
- Fairfield, AL — population 9,582
- Cardiff, AL — population 52
- Midfield, AL — population 4,960