Personal loans in Sylvan Springs, AL

Two households in Sylvan Springs with comparable incomes can still be offered different rates; the city's 1,604 residents are not the reason. An estimated 1,604 people make their home in Sylvan Springs, a figure that ranks 217th in Alabama. A 2020-to-2023 comparison shows Sylvan Springs down by about 3.7%. Judge Sylvan Springs offers on total cost, not on how quickly the money arrives. A larger market lies at Pleasant Grove, AL about 4 miles away.

Sylvan Springs by the numbers

Sylvan Springs is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,604 — Sylvan Springs ranks 217th of 462 communities in Alabama (US Census Bureau, Vintage 2023).
• Population trend: Lower by roughly 3.7% since the 2020 count.
• Absolute change: 62 residents lost between 2020 and 2023.
• Size percentile: about 53% of Alabama communities are smaller than Sylvan Springs (1,604 residents).
• Land and density: 9.3 square miles of land carry roughly 172 residents per square mile.
• By land area: Sylvan Springs ranks 158th among Alabama's 462 places, at 9.3 sq mi.
• Share of state population: Sylvan Springs's 1,604 residents are about 0.1% of Alabama.
• National rank: Sylvan Springs sits 8,463rd by population among the 19,457 places in this dataset.
• Growth in Alabama: Sylvan Springs stands 391st by percentage change from 2020 to 2023, among 462 places.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Sylvan Springs's 3.7%.
• Density in Alabama: Sylvan Springs ranks 312th by people per square mile.
• Density vs Alabama: Sylvan Springs's 172 people per square mile compare with a state median of 259.
• Location: mapped by the US Census Bureau at 33.5302, -87.0312.
• Nearest larger cities: Pleasant Grove (4 mi); Adamsville (6 mi); Fairfield (7 mi); Brighton (8 mi); Midfield (8 mi). Lenders licensed in the state serve Sylvan Springs whether or not they keep a local branch.
• Smaller communities within reach: Maytown (2 mi); Mulga (4 mi); West Jefferson (10 mi).
• Within a 50-mile radius: 40 smaller Census places.
• Within 100 miles: 149 places are larger than Sylvan Springs.

Where Sylvan Springs sits

The Census Gazetteer records about 9.3 square miles of land within Sylvan Springs, with no significant water area listed. Spread across it are roughly 172 residents per square mile. Huntsville, the largest place in Alabama, is about 83 miles from Sylvan Springs. A 50-mile radius around Sylvan Springs takes in 69 places that are larger. The 100-mile radius contains 149 larger places.

Sylvan Springs's place among Alabama's 462 places

Against Alabama's other places, Sylvan Springs accounts for about 0.1% of the state's population and ranks 217th of 462 by size. Its 2020-to-2023 change ranks 391st of 462 Alabama places, putting it near the 15th percentile for growth. By density, at about 172 people per square mile, it ranks 312th in Alabama. Between 2020 and 2023 the count changed by roughly 62 residents.

How Alabama law applies in Sylvan Springs

The rows below set out what a licensed lender must follow in Alabama, and so for Sylvan Springs's roughly 1,604 residents.

How a Sylvan Springs personal loan is priced

A Sylvan Springs personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,604 residents. A lender serving Sylvan Springs's 1,604 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Sylvan Springs loan but raises total interest, so the smallest payment is not the cheapest loan.

How lenders reach Sylvan Springs

Sylvan Springs is a lightly settled community of about 1,604 people, with 69 larger places inside a 50-mile radius. A Alabama licence lets a lender serve Sylvan Springs without a local office, so branch density does not change what its 1,604 residents are offered. The nearest bigger place is Pleasant Grove, AL about 4 miles away.