Personal loans in Cardiff, AL

Cardiff shed about 3.7% of its population between the 2020 base and the 2023 estimate. Verify the lender's Alabama licence against the regulator named below before borrowing in Cardiff. Borrowers who want a bigger city can look to Graysville, AL about 1 miles away. Every figure below is Alabama's own, applied to Cardiff's 52 residents, with the publisher and retrieval date attached.

What the Census records for Cardiff

The figures below are Cardiff's own — Census population, land area and coordinates — followed by the Alabama rules.

• Population: the Census counts 52 residents in Cardiff (Vintage 2023 subcounty estimate), the 453rd-largest figure among Alabama's 462 places.
• Population trend: Roughly 3.7% fewer residents than the 2020 Census counted.
• People gained or lost: about 2 fewer since the 2020 base.
• Size percentile: roughly 2% of Alabama places rank below Cardiff.
• Land and density: 0.2 square miles of land carry roughly 249 residents per square mile.
• Land area rank: Cardiff's 0.2 square miles rank 460th of 462 places in Alabama.
• Within Alabama: about 0.0% of the state's population lives in Cardiff.
• National rank: Cardiff is 18,944th of 19,457 places nationwide.
• Growth rank: Cardiff ranks 390th among Alabama's 462 places for the 2020-to-2023 change.
• State comparison: Alabama's places average +1.0% for 2020-to-2023, against Cardiff's 3.7%.
• Density in Alabama: Cardiff ranks 237th by people per square mile.
• Density in context: Cardiff's 249 people per square mile sit against a Alabama median of 259.
• Location: mapped by the US Census Bureau at 33.6473, -86.9306.
• Nearest larger cities: Graysville (1 mi); Brookside (2 mi); Adamsville (4 mi); West Jefferson (7 mi); Mulga (7 mi). Lenders licensed in the state serve Cardiff whether or not they keep a local branch.
• Nearest smaller places: Natural Bridge (49 mi); Mooresville (68 mi); Ethelsville (76 mi).
• Within a 50-mile radius: 1 smaller Census places.
• At 100 miles: 310 larger Census places fall inside that radius.

Cardiff's place among Alabama's 462 places

Within Alabama, Cardiff holds roughly 0.0% of all residents, the 453rd-largest share among 462 places. On the 2020-to-2023 trend, Cardiff stands 390th among Alabama's 462 places — roughly the 16th percentile. At about 249 people per square mile, Cardiff is the 237th most densely settled place in Alabama. The population moved by about 2 people between 2020 and 2023, a 3.7% shift.

Before you apply in Cardiff

For Cardiff's roughly 52 residents, these are the steps that most influence the offer:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's Alabama licence with the regulator listed on this page.
5. Test the payment against your current bills before you commit.
6. Weigh a shorter term's higher payment against the interest it saves.
7. Do not borrow more than the expense calls for, even if a lender approves a larger amount.

In Cardiff as elsewhere in Alabama, the written terms — not the advertisement — are what count for its 52 residents.

Alabama rules behind a Cardiff personal loan

When Alabama does not publish a figure, the row links to the source instead of inventing a number; Cardiff is bound by the same rules.

Cardiff on the map

Cardiff's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 249 residents per square mile. For the state's biggest city, Huntsville, the distance is roughly 74 miles. A 50-mile radius around Cardiff takes in 116 places that are larger. The 100-mile radius contains 310 larger places.

How lenders reach Cardiff

At roughly 249 people per square mile, Cardiff is lightly settled; 116 larger places lie within 50 miles. A Alabama licence lets a lender serve Cardiff without a local office, so branch density does not change what its 52 residents are offered. For a larger market, the closest option is Graysville, AL about 1 miles away.