Personal loans in Fultondale, AL

With roughly 9,617 residents, Fultondale is a small town, and the lending rules its borrowers live under are written in Alabama, not by the city. To lend to Fultondale's 9,617 residents, a company must hold a Alabama licence, and each sourced row below names the regulator behind it. Compare APR, not the interest rate, because the APR folds in most fees on a Fultondale loan. The closest larger place is Gardendale, AL about 4 miles away.

Local context for Fultondale

Two layers matter for a Fultondale borrower: the local population picture and Alabama's consumer-lending statutes.

• Population: the Census counts 9,617 residents in Fultondale (Vintage 2023 subcounty estimate), the 67th-largest figure among Alabama's 462 places.
• Population trend: A loss of roughly 2.6% between 2020 and 2023.
• Absolute change: 257 residents lost between 2020 and 2023.
• Size percentile: roughly 85% of Alabama places rank below Fultondale.
• Population density: about 792 people per square mile across 12.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Fultondale ranks 120th among Alabama's 462 places, at 12.1 sq mi.
• State population share: Fultondale accounts for about 0.3% of everyone in Alabama.
• National rank: Fultondale is 3,238th of 19,457 places nationwide.
• Growth rank: Fultondale's 2020-to-2023 change ranks 357th of 462 places in Alabama.
• Against the state trend: Fultondale's 2.6% change compares with a Alabama average of +1.0% across its 462 places.
• Density rank: Fultondale is the 56th most densely settled place in Alabama.
• Against the state median: Fultondale runs about 792 residents per square mile, where the Alabama median is 259.
• Location: mapped by the US Census Bureau at 33.6174, -86.8014.
• Nearest larger cities: Gardendale (4 mi); Birmingham (6 mi); Center Point (7 mi); Mountain Brook (10 mi); Irondale (10 mi). For most borrowers the comparison happens online, not at a branch.
• Smaller communities close by: Tarrant (3 mi); Brookside (6 mi); Cardiff (8 mi), each with its own Census population profile.
• Smaller neighbours: 95 places smaller than Fultondale sit within 50 miles.
• Within 100 miles: 51 places are larger than Fultondale.

Fultondale: area, density and distance

Fultondale's land area is roughly 12.1 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 792 people per square mile. The largest place in Alabama, Huntsville, lies about 75 miles away. A 50-mile radius around Fultondale takes in 26 places that are larger. The 100-mile radius contains 51 larger places.

How a Fultondale personal loan is priced

In Fultondale, a small town of about 9,617, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Fultondale's 9,617 residents must disclose the APR and finance charge in writing before you sign. Shortening the term on a Fultondale loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

How Alabama law applies in Fultondale

Below are the Alabama rules that apply to a loan made in Fultondale, each with the regulator that issued it.

Borrowing reach in Fultondale

Fultondale is a moderately settled community of about 9,617 people, with 26 larger places inside a 50-mile radius. Distance to a branch rarely matters for Fultondale's 9,617 residents: the application is online and the price follows your credit file. The nearest larger city, Gardendale, AL about 4 miles away.

Fultondale against the rest of Alabama

Against Alabama's other places, Fultondale accounts for about 0.3% of the state's population and ranks 67th of 462 by size. Its 2020-to-2023 change ranks 357th of 462 Alabama places, putting it near the 23th percentile for growth. Its roughly 792 residents per square mile place it 56th among Alabama's places. In land area, Fultondale ranks 120th among Alabama's 462 places.