Personal loans in Matewan, WV

For the 381 people in Matewan, West Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. With an estimated 381 residents, Matewan is the 166th-largest of 230 places in West Virginia. Read the disclosure for an origination fee and any prepayment penalty before signing in Matewan. From the 2020 Census base to the 2023 estimate, the population declined by about 7.7%. A larger market lies at Delbarton, WV about 6 miles away.

Matewan by the numbers

Two layers matter for a Matewan borrower: the local population picture and West Virginia's consumer-lending statutes.

• Population: 381 people, a figure that places Matewan 166th among the 230 Census places in West Virginia (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 7.7% between 2020 and 2023.
• Net change: roughly 32 fewer people than the 2020 Census counted.
• Size percentile: with 381 residents, Matewan is larger than about 28% of West Virginia's Census places.
• Density: the Census land area of 0.6 sq mi holds about 689 people per square mile.
• Land area: Matewan covers 0.6 square miles, the 150th-largest area among West Virginia's 230 places.
• Share of state population: Matewan's 381 residents are about 0.1% of West Virginia.
• National rank: Matewan is the 14,276th most populous of the 19,457 Census places covered here.
• Growth rank: Matewan's 2020-to-2023 change ranks 220th of 230 places in West Virginia.
• State comparison: West Virginia's places average -3.0% for 2020-to-2023, against Matewan's 7.7%.
• Density in West Virginia: Matewan ranks 165th by people per square mile.
• Against the state median: Matewan runs about 689 residents per square mile, where the West Virginia median is 1,021.
• Location: coordinates 37.6223, -82.1593 (US Census Bureau Gazetteer).
• Nearest larger cities: Delbarton (6 mi); Williamson (7 mi); Man (17 mi); Logan (18 mi); Coal Run Village (22 mi). For most borrowers the comparison happens online, not at a branch.
• Nearest smaller places: Gilbert (16 mi); West Logan (19 mi); Kermit (20 mi).
• Within a 50-mile radius: 21 smaller Census places.
• At 100 miles: 196 larger Census places fall inside that radius.

What is available to Matewan borrowers

Matewan is a moderately settled community of about 381 people, with 40 larger places inside a 50-mile radius. Whether Matewan has a local branch or not, a West Virginia-licensed lender can serve its 381 people online on the same terms. The nearest larger city, Delbarton, WV about 6 miles away.

The geography behind Matewan

Inside Matewan's boundaries lie about 0.6 square miles of land, with no significant water area recorded. That land carries about 689 people per square mile. For the state's biggest city, Charleston, the distance is roughly 58 miles. Within 50 miles of Matewan there are 40 larger Census places. By land area it ranks 150th of 230 West Virginia places.

What a Matewan borrower is actually offered

With roughly 381 residents, Matewan is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Two numbers drive a Matewan loan: the APR, which includes fees, and the term, which decides how long you keep paying. The term you choose in Matewan decides the split between a comfortable payment and the total interest you pay.

Steps to take before a Matewan loan

Before you apply in Matewan, a community of about 381, work through these steps:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Shop at least three lenders and judge them on APR and total cost.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Test the payment against your current bills before you commit.

What differs between Matewan and the rest of West Virginia is not the process but the borrower's own file, among the 381 people here.

Which West Virginia laws govern a loan in Matewan

Below are the West Virginia rules that apply to a loan made in Matewan, each with the regulator that issued it.