Personal loans in Williamson, WV

For a community of about 2,831, the practical step is to compare APR across at least three lenders before committing. The trend for Williamson between 2020 and 2023 is downward by roughly 8.1%. For the 2,831 people in Williamson, West Virginia runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. A larger market lies at Pikeville, KY about 20 miles away.

Williamson by the numbers

Two layers matter for a Williamson borrower: the local population picture and West Virginia's consumer-lending statutes.

• Population: about 2,831, ranked 43rd of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: A decline of about 8.1% across the 2020-to-2023 comparison.
• Net change: roughly 249 fewer people than the 2020 Census counted.
• Size percentile: roughly 81% of West Virginia's places have fewer residents than Williamson's 2,831.
• Population density: 864 people per square mile on 3.3 square miles of land.
• By land area: Williamson ranks 31st among West Virginia's 230 places, at 3.3 sq mi.
• Share of West Virginia: Williamson holds about 0.5% of the state's population, some 2,831 people.
• National rank: Williamson sits 6,456th by population among the 19,457 places in this dataset.
• Growth in West Virginia: Williamson stands 221st by percentage change from 2020 to 2023, among 230 places.
• Against the state trend: Williamson's 8.1% change compares with a West Virginia average of -3.0% across its 230 places.
• Density in West Virginia: Williamson ranks 140th by people per square mile.
• Against the state median: Williamson runs about 864 residents per square mile, where the West Virginia median is 1,021.
• Location: 37.6741, -82.2711 (US Census Bureau Gazetteer).
• Nearest larger cities: Pikeville (20 mi); Prestonsburg (27 mi); Paintsville (31 mi); Welch (41 mi); Richlands (48 mi). Online lenders reach Williamson no matter how far the nearest branch is.
• Nearest smaller places: Delbarton (5 mi); Matewan (7 mi); Kermit (14 mi).
• Smaller neighbours: 51 places smaller than Williamson sit within 50 miles.
• Within 100 miles: 57 places are larger than Williamson.

The state rulebook for Williamson

Below are the West Virginia rules that apply to a loan made in Williamson, each with the regulator that issued it.

How lenders reach Williamson

With about 864 residents per square mile, Williamson is moderately settled, and 5 larger Census places sit within 50 miles. Lenders licensed in West Virginia reach Williamson's 2,831 residents online, so the nearest branch is not what sets your APR. The nearest larger city, Pikeville, KY about 20 miles away.

Land, water and location for Williamson

Williamson covers about 3.3 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 864 people per square mile. The state's population centre of gravity, Charleston, is roughly 58 miles away. Counting outward 50 miles, 5 larger communities surround Williamson. The 100-mile radius contains 57 larger places.

How Williamson compares across West Virginia

Within West Virginia, Williamson holds roughly 0.5% of all residents, the 43rd-largest share among 230 places. For population change between 2020 and 2023, Williamson ranks 221st of 230 in West Virginia (about the 4th percentile). By density, at about 864 people per square mile, it ranks 140th in West Virginia. By land area, its 3.3 square miles rank 31st of 230 places in West Virginia.

Before you apply in Williamson

A sensible order of operations for a loan in Williamson, home to about 2,831 people:

1. Get your credit reports, dispute what is wrong, and only then start shopping.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the West Virginia regulator's licence records before you sign.
5. Decide the purpose and how you will repay it before approaching any lender.
6. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

In Williamson as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 2,831 residents.