Personal loans in Man, WV

Population in Man dropped about 6.2% over the three years from 2020 to 2023. For a community of about 727, the practical step is to compare APR across at least three lenders before committing. The nearest larger metro is Logan, WV about 10 miles away. Consumer lending that reaches Man's 727 residents is governed by West Virginia statute; no city ordinance changes it.

Borrowing in Man: the local picture

Man is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 727 residents, 121st of 230 places in West Virginia (Census Vintage 2023 subcounty estimate).
• Population trend: Down about 6.2% from the 2020 Census base to the 2023 estimate.
• People gained or lost: about 48 fewer since the 2020 base.
• Size percentile: roughly 47% of West Virginia's places have fewer residents than Man's 727.
• Population density: about 646 people per square mile across 1.1 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Man covers 1.1 square miles, the 89th-largest area among West Virginia's 230 places.
• Water area rank: Man ranks 53rd among West Virginia's 230 places, with 0.06 sq mi.
• Share of state population: Man's 727 residents are about 0.1% of West Virginia.
• National standing: Man ranks 11,612th of 19,457 US places.
• Growth rank: Man ranks 212th among West Virginia's 230 places for the 2020-to-2023 change.
• Against the state trend: Man's 6.2% change compares with a West Virginia average of -3.0% across its 230 places.
• Density rank: Man places 171st among West Virginia's places by people per square mile.
• Density in context: Man's 646 people per square mile sit against a West Virginia median of 1,021.
• Location: 37.7414, -81.8815 (Census Gazetteer coordinates).
• Nearest larger cities: Logan (10 mi); Oceana (14 mi); Chapmanville (18 mi); Williamson (22 mi); Madison (23 mi). Larger metros often have more branches, but online lenders reach Man on the same terms.
• Nearest smaller towns: Gilbert (9 mi); West Logan (11 mi); Mitchell Heights (13 mi).
• Smaller places within 50 miles: 38 of them.
• Larger places within 100 miles: 147.

Getting a loan in Man

With about 646 residents per square mile, Man is moderately settled, and 38 larger Census places sit within 50 miles. A West Virginia licence lets a lender serve Man without a local office, so branch density does not change what its 727 residents are offered. The nearest bigger place is Logan, WV about 10 miles away.

The West Virginia lending rules that reach Man

These are West Virginia's sourced lending facts as they reach Man's 727 residents; the state has no city-level rate rule.

What shapes a Man personal loan

In Man, a small community of about 727, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. A lender serving Man's 727 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Man loan but raises total interest, so the smallest payment is not the cheapest loan.

A pre-application checklist for Man

A sensible order of operations for a loan in Man, home to about 727 people:

1. Start with the credit file: order the reports, fix the errors, then apply.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Collect three or more offers and compare them on APR, not on the advertised rate.
4. Verify the lender's West Virginia licence with the regulator listed on this page.
5. Check that the monthly payment fits your budget next to your existing obligations.
6. Pick the shortest term whose payment you can comfortably afford.
7. Keep the amount to the expense; an approval is not a reason to take more.

In Man as elsewhere in West Virginia, the written terms — not the advertisement — are what count for its 727 residents.

Man: area, density and distance

The Census Gazetteer records 1.1 square miles of land and 0.06 square miles of water within Man. That land carries about 646 people per square mile. For the state's biggest city, Charleston, the distance is roughly 44 miles. Man has 38 larger places within a 50-mile radius. The 100-mile radius contains 147 larger places.