Personal loans in Marshfield, WI
Marshfield is home to roughly 18,736 people and stands 44th by size out of 605 Census places in Wisconsin. A personal loan in Marshfield is priced from your credit file and income, not from the fact that the city holds 18,736 people.
Population in Marshfield dropped about 1.0% over the three years from 2020 to 2023. Verify the lender's Wisconsin licence against the regulator named below before borrowing in Marshfield. Consumer lending that reaches Marshfield's 18,736 residents is governed by Wisconsin statute; no city ordinance changes it. For a bigger market, look to Stevens Point, WI about 32 miles away.
Local context for Marshfield
Set out below is Marshfield's local context next to the state-level rules that reach every lender here.
- Population: 18,736 people, a figure that places Marshfield 44th among the 605 Census places in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Roughly 1.0% fewer residents than the 2020 Census counted.
- Absolute change: 197 residents lost between 2020 and 2023.
- Size percentile: roughly 93% of Wisconsin places rank below Marshfield.
- Population density: about 1,358 people per square mile (Census land area 13.8 sq mi).
- By land area: Marshfield ranks 56th among Wisconsin's 605 places, at 13.8 sq mi.
- Water area: Marshfield has 0.03 square miles of water, ranking 284th of 605 places in Wisconsin.
- Share of state population: Marshfield's 18,736 residents are about 0.4% of Wisconsin.
- National rank: Marshfield sits 1,992nd by population among the 19,457 places in this dataset.
- Growth rank: Marshfield's 2020-to-2023 change ranks 398th of 605 places in Wisconsin.
- Versus Wisconsin: the state average change is +0.4%, while Marshfield moved 1.0%.
- Density rank: Marshfield places 134th among Wisconsin's places by people per square mile.
- Density vs Wisconsin: Marshfield's 1,358 people per square mile compare with a state median of 800.
- Location: 44.6633 / -90.1717, per the US Census Bureau Gazetteer.
- Nearest larger cities: Stevens Point (32 mi); Wausau (33 mi); Eau Claire (66 mi); Onalaska (74 mi); La Crosse (78 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Hewitt (4 mi); Auburndale (8 mi); Spencer (9 mi).
- Smaller places within 50 miles: 68 of them.
- Within 100 miles: 10 places are larger than Marshfield.
How lenders reach Marshfield
At roughly 1,358 people per square mile, Marshfield is moderately settled; 2 larger places lie within 50 miles. What is available to Marshfield's 18,736 borrowers is set by Wisconsin licensing and your own credit, not by how many branches are nearby. The nearest larger city, Stevens Point, WI about 32 miles away.
Steps to take before a Marshfield loan
For Marshfield's roughly 18,736 residents, these are the steps that most influence the offer:
- Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
- Price the payment first with our personal loan calculator before any lender quotes you.
- Line up several pre-qualified offers and let the APR decide.
- Verify the lender's Wisconsin licence with the regulator listed on this page.
- Decide the purpose and how you will repay it before approaching any lender.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
- Check the disclosure for fees that raise the true cost above the quoted rate.
None of these steps is Marshfield-specific: the same Wisconsin licensing and disclosure rules reach all 18,736 residents.
Marshfield's place among Wisconsin's 605 places
Set beside Wisconsin's 605 places, Marshfield ranks 44th by population and holds about 0.4% of the state total. For population change between 2020 and 2023, Marshfield ranks 398th of 605 in Wisconsin (about the 34th percentile). At about 1,358 people per square mile, Marshfield is the 134th most densely settled place in Wisconsin. Within 50 miles sit 68 smaller Census places, alongside the 2 that are larger.
Where Marshfield sits
Inside Marshfield's boundaries lie roughly 13.8 square miles of land and 0.03 square miles of water. With 18,736 residents, the land area yields roughly 1,358 people per square mile. Milwaukee, the largest place in Wisconsin, is about 156 miles from Marshfield. Counting outward 50 miles, 2 larger communities surround Marshfield. Within the same 50 miles lie 68 smaller Census places.
The state rulebook for Marshfield
For the roughly 18,736 residents of Marshfield, the rules below are Wisconsin's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Small-loan / installment lender licensing | Licensed lender license required from the Division of Banking (Wis. Stat. § 138.09) Source says: Before any person may do business under this section, that person shall first obtain a license from the division. | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
Common questions
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Nearby places
- Hewitt, WI — population 799
- Spencer, WI — population 1,812
- Auburndale, WI — population 698
- Stratford, WI — population 1,581
- Arpin, WI — population 296
- Pittsville, WI — population 818
- Unity, WI — population 377
- Fenwood, WI — population 139