Personal loans in Stratford, WI

What the Census records for Stratford

What follows is Stratford's place in the Census record, alongside the Wisconsin rules that govern a personal loan made here.

• Population: a Census-estimated 1,581, 290th among Wisconsin's 605 places (Vintage 2023).
• Population trend: A rise of about 0.1% from 2020 to 2023.
• Net change: roughly 1 more people than the 2020 Census counted.
• Size percentile: Stratford sits ahead of around 52% of Wisconsin places, at 1,581 people.
• Density: the Census land area of 5.3 sq mi holds about 298 people per square mile.
• Land area: Stratford covers 5.3 square miles, the 139th-largest area among Wisconsin's 605 places.
• Water area: Stratford has 0.04 square miles of water, ranking 261st of 605 places in Wisconsin.
• State share: roughly 0.0% of Wisconsin's residents live in Stratford (1,581 people).
• National rank: Stratford is the 8,507th most populous of the 19,457 Census places covered here.
• Growth in Wisconsin: Stratford stands 254th by percentage change from 2020 to 2023, among 605 places.
• Against the state trend: Stratford's 0.1% change compares with a Wisconsin average of +0.4% across its 605 places.
• Density rank: Stratford places 518th among Wisconsin's places by people per square mile.
• Density vs Wisconsin: Stratford's 298 people per square mile compare with a state median of 800.
• Location: 44.7976, -90.0706 (Census Gazetteer coordinates).
• Nearest larger cities: Marshfield (11 mi); Spencer (12 mi); Colby (14 mi); Abbotsford (16 mi); Mosinee (19 mi). Living near a larger metro rarely changes what is available in Stratford.
• Smaller places nearby: Fenwood (5 mi); Edgar (10 mi); Hewitt (11 mi).
• Smaller places within 50 miles: 42 of them.
• At 100 miles: 99 larger Census places fall inside that radius.

Inside a Stratford personal loan

Stratford is a small community of about 1,581 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. Federal Truth in Lending rules require a Stratford lender to disclose the APR and finance charge before you sign. Shortening the term on a Stratford loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Wisconsin rules behind a Stratford personal loan

Read the table as a lender's compliance picture for Stratford: the rule, the sourced figure, the publisher and the date.

Stratford in state context

Stratford is the 290th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Stratford stands 254th among Wisconsin's 605 places — roughly the 58th percentile. By density, at about 298 people per square mile, it ranks 518th in Wisconsin. The population moved by about 1 people between 2020 and 2023, a 0.1% shift.

Land, water and location for Stratford

Stratford's land area is about 5.3 square miles; a further 0.04 square miles is water. The resulting density is about 298 people per square mile. The largest place in Wisconsin, Milwaukee, lies about 159 miles away. Counting outward 50 miles, 22 larger communities surround Stratford. The 100-mile radius contains 99 larger places.

Steps to take before a Stratford loan

Before you hand your details to a lender in Stratford, where the population is near 1,581:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Line up several pre-qualified offers and let the APR decide.
4. Confirm the lender holds a Wisconsin licence by checking the regulator named above.
5. Write down the purpose of the loan and your repayment plan before you apply.
6. If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
7. Check the disclosure for fees that raise the true cost above the quoted rate.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Stratford holds 1,581 people.