Personal loans in Pittsville, WI

For the 818 people in Pittsville, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Pittsville counts about 818 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. Pittsville is home to roughly 818 people and stands 396th by size out of 605 Census places in Wisconsin. Pittsville added about 0.9% to its population between the 2020 base and the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Pittsville. For a bigger market, look to Nekoosa, WI about 14 miles away.

Where Pittsville stands

The figures below are Pittsville's own — Census population, land area and coordinates — followed by the Wisconsin rules.

How a Pittsville personal loan is priced

With roughly 818 residents, Pittsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Pittsville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Pittsville loan but raises total interest, so the smallest payment is not the cheapest loan.

The state rulebook for Pittsville

These are Wisconsin's sourced lending facts as they reach Pittsville's 818 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorWisconsin Department of Financial Institutions (DFI), Division of Banking
Source says: "Department" means the department of financial institutions
Wisconsin State Legislature
as of 2026-09-16
Maximum legal interest rate (usury cap)12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a))
Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance
Wisconsin State Legislature
as of 2026-09-16
Payday lending statusLegal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14)
Source says: "Licensee" means a person holding a license issued by the division under sub. (5)
Wisconsin State Legislature
as of 2026-09-16

A practical checklist for Pittsville borrowers

These steps shape the offer you get in Pittsville, a place of about 818 people:

  1. Start with the credit file: order the reports, fix the errors, then apply.
  2. Model the payment on the calculator before a lender models it for you.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Look the lender up in the Wisconsin regulator's licence records before you sign.
  5. Weigh a shorter term's higher payment against the interest it saves.
  6. Borrow only what the purpose requires, not the maximum you are offered.
  7. Write down the purpose of the loan and your repayment plan before you apply.

The process is identical across Wisconsin; what changes is your credit file, not the fact that Pittsville holds 818 people.

Getting a loan in Pittsville

Pittsville is lightly settled, with about 412 people per square mile and 41 larger places within 50 miles. A Wisconsin licence lets a lender serve Pittsville without a local office, so branch density does not change what its 818 residents are offered. The nearest bigger place is Nekoosa, WI about 14 miles away.

Where Pittsville sits in Wisconsin

Pittsville is the 396th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Pittsville stands 171st among Wisconsin's 605 places — roughly the 72th percentile. By density, at about 412 people per square mile, it ranks 464th in Wisconsin. Within 50 miles sit 39 smaller Census places, alongside the 41 that are larger.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Pittsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Pittsville is the same as anywhere in Wisconsin.
What loan size can I expect in Pittsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Pittsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Pittsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

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