Personal loans in Pittsville, WI
For the 818 people in Pittsville, Wisconsin runs its own consumer-lending licensing, and the sourced table below lists the figures that apply.
Pittsville counts about 818 people, and what is genuinely local about borrowing here is limited — Wisconsin law does the governing. Pittsville is home to roughly 818 people and stands 396th by size out of 605 Census places in Wisconsin. Pittsville added about 0.9% to its population between the 2020 base and the 2023 estimate. Price two or three terms so you can see which payment is truly affordable in Pittsville. For a bigger market, look to Nekoosa, WI about 14 miles away.
Where Pittsville stands
The figures below are Pittsville's own — Census population, land area and coordinates — followed by the Wisconsin rules.
- Population: 818 — Pittsville ranks 396th of 605 communities in Wisconsin (US Census Bureau, Vintage 2023).
- Population trend: Roughly 0.9% more residents than the 2020 Census counted.
- Absolute change: 7 residents added between 2020 and 2023.
- Size percentile: bigger than about 35% of the places in Wisconsin, with 818 residents in Pittsville.
- Population density: 412 people per square mile on 2.0 square miles of land.
- Land area rank: Pittsville's 2.0 square miles rank 323rd of 605 places in Wisconsin.
- Water: Pittsville holds about 0.01 square miles, the 356th-largest water area in Wisconsin.
- Within Wisconsin: about 0.0% of the state's population lives in Pittsville.
- National rank: Pittsville is 11,091st of 19,457 places nationwide.
- Growth rank: Pittsville's 2020-to-2023 change ranks 171st of 605 places in Wisconsin.
- State comparison: Wisconsin's places average +0.4% for 2020-to-2023, against Pittsville's 0.9%.
- Density rank: Pittsville places 464th among Wisconsin's places by people per square mile.
- Against the state median: Pittsville runs about 412 residents per square mile, where the Wisconsin median is 800.
- Location: latitude 44.4417, longitude -90.1366 (Census Gazetteer).
- Nearest larger cities: Nekoosa (14 mi); Port Edwards (15 mi); Marshfield (15 mi); Wisconsin Rapids (16 mi); Biron (18 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities close by: Arpin (9 mi); Vesper (9 mi); Hewitt (14 mi), each with its own Census population profile.
- Within a 50-mile radius: 39 smaller Census places.
- Larger places within 100 miles: 178.
How a Pittsville personal loan is priced
With roughly 818 residents, Pittsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Pittsville lender to disclose the APR and finance charge before you sign. A longer term lowers the monthly payment on a Pittsville loan but raises total interest, so the smallest payment is not the cheapest loan.
The state rulebook for Pittsville
These are Wisconsin's sourced lending facts as they reach Pittsville's 818 residents; the state has no city-level rate rule.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Wisconsin Department of Financial Institutions (DFI), Division of Banking Source says: "Department" means the department of financial institutions | Wisconsin State Legislature as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 12% per year maximum ($12 per $100) on the declining principal balance, except as authorized by other statutes (Wis. Stat. § 138.05(1)(a)) Source says: At the rate of $12 upon $100 for one year computed upon the declining principal balance of the loan or forbearance | Wisconsin State Legislature as of 2026-09-16 |
| Payday lending status | Legal and licensed by the DFI Division of Banking; statewide database tracking (Wis. Stat. § 138.14) Source says: "Licensee" means a person holding a license issued by the division under sub. (5) | Wisconsin State Legislature as of 2026-09-16 |
A practical checklist for Pittsville borrowers
These steps shape the offer you get in Pittsville, a place of about 818 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Line up several pre-qualified offers and let the APR decide.
- Look the lender up in the Wisconsin regulator's licence records before you sign.
- Weigh a shorter term's higher payment against the interest it saves.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
The process is identical across Wisconsin; what changes is your credit file, not the fact that Pittsville holds 818 people.
Getting a loan in Pittsville
Pittsville is lightly settled, with about 412 people per square mile and 41 larger places within 50 miles. A Wisconsin licence lets a lender serve Pittsville without a local office, so branch density does not change what its 818 residents are offered. The nearest bigger place is Nekoosa, WI about 14 miles away.
Where Pittsville sits in Wisconsin
Pittsville is the 396th-largest of 605 Census places in Wisconsin and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Pittsville stands 171st among Wisconsin's 605 places — roughly the 72th percentile. By density, at about 412 people per square mile, it ranks 464th in Wisconsin. Within 50 miles sit 39 smaller Census places, alongside the 41 that are larger.
Common questions
What are my options in Pittsville if my credit is poor?
What loan size can I expect in Pittsville?
Do I have to pledge anything to borrow in Pittsville?
Does comparing loans in Pittsville cost me credit score points?
Nearby places
- Arpin, WI — population 296
- Vesper, WI — population 526
- Hewitt, WI — population 799
- Auburndale, WI — population 698
- Marshfield, WI — population 18,736
- Nekoosa, WI — population 2,409
- Port Edwards, WI — population 1,761
- Wisconsin Rapids, WI — population 18,670