Personal loans in Marion, KS
About 1,898 people live in Marion, placing it 125th of 625 Census places in Kansas. With roughly 1,898 residents, Marion is a small community, and the lending rules its borrowers live under are written in Kansas, not by the city.
Population in Marion dropped about 1.5% over the three years from 2020 to 2023. For a community of about 1,898, the practical step is to compare APR across at least three lenders before committing. A single loan can carry different costs on either side of a state line, and Marion sits on the Kansas side of that line. The nearest larger metro is Hillsboro, KS about 10 miles away.
Marion by the numbers
Most of what governs a Marion loan is written in Kansas law rather than in the city; the sourced notes below make that split concrete.
- Population: a Census-estimated 1,898, 125th among Kansas's 625 places (Vintage 2023).
- Population trend: A drop of about 1.5% from 2020 to 2023.
- People gained or lost: about 29 fewer since the 2020 base.
- Size percentile: roughly 80% of Kansas's places have fewer residents than Marion's 1,898.
- Population density: 688 people per square mile on 2.8 square miles of land.
- By land area: Marion ranks 88th among Kansas's 625 places, at 2.8 sq mi.
- State share: roughly 0.1% of Kansas's residents live in Marion (1,898 people).
- National standing: Marion ranks 7,823rd of 19,457 US places.
- Growth in Kansas: Marion stands 345th by percentage change from 2020 to 2023, among 625 places.
- State comparison: Kansas's places average -1.0% for 2020-to-2023, against Marion's 1.5%.
- Density rank: Marion is the 343rd most densely settled place in Kansas.
- Density vs Kansas: Marion's 688 people per square mile compare with a state median of 764.
- Location: 38.3533, -97.0078 (US Census Bureau Gazetteer).
- Nearest larger cities: Hillsboro (10 mi); Herington (26 mi); Hesston (27 mi); Newton (28 mi); Moundridge (29 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Florence (9 mi); Lincolnville (10 mi); Cedar Point (12 mi).
- Smaller places within 50 miles: 59 of them.
- At 100 miles: 58 larger Census places fall inside that radius.
Before you apply in Marion
Before you hand your details to a lender in Marion, where the population is near 1,898:
- Start with the credit file: order the reports, fix the errors, then apply.
- Model the payment on the calculator before a lender models it for you.
- Collect three or more offers and compare them on APR, not on the advertised rate.
- Check the Kansas regulator's records to confirm the lender is licensed here.
- Borrow only what the purpose requires, not the maximum you are offered.
- Write down the purpose of the loan and your repayment plan before you apply.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
None of these steps is Marion-specific: the same Kansas licensing and disclosure rules reach all 1,898 residents.
Borrowing reach in Marion
Marion is moderately settled, with about 688 people per square mile and 22 larger places within 50 miles. Lenders licensed in Kansas reach Marion's 1,898 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Hillsboro, KS about 10 miles away.
Inside a Marion personal loan
A Marion personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 1,898 residents. Because pricing is borrower-level, two people in Marion can be quoted different APRs on the same amount and term. The term you choose in Marion decides the split between a comfortable payment and the total interest you pay.
Kansas rules behind a Marion personal loan
This table holds the Kansas rate and licensing rules for consumer loans made to Marion's 1,898 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| UCCC consumer loan rate caps | 36% on first $860 of unpaid balance; 21% above $860 (closed-end consumer loans) Source says: "36% on the unpaid principal balance which is $860 or less, and 21% on the unpaid principal balance which exceeds $860". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
Marion in state context
Set beside Kansas's 625 places, Marion ranks 125th by population and holds about 0.1% of the state total. For population change between 2020 and 2023, Marion ranks 345th of 625 in Kansas (about the 45th percentile). At about 688 people per square mile, Marion is the 343rd most densely settled place in Kansas. Between 2020 and 2023 the count changed by roughly 29 residents.
Common questions
What are my options in Marion if my credit is poor?
What loan size can I expect in Marion?
Do I have to pledge anything to borrow in Marion?
Does comparing loans in Marion cost me credit score points?
Nearby places
- Florence, KS — population 384
- Lincolnville, KS — population 167
- Hillsboro, KS — population 2,688
- Cedar Point, KS — population 21
- Peabody, KS — population 920
- Lost Springs, KS — population 54
- Tampa, KS — population 105
- Ramona, KS — population 78