Personal loans in Tampa, KS
Personal loans in Tampa are mostly unsecured, so the APR reflects how a lender reads your credit — not the city's 105 population. An estimated 105 people make their home in Tampa, a figure that ranks 492nd in Kansas.
Compare APR, not the interest rate, because the APR folds in most fees on a Tampa loan. Tampa lost roughly 1.9% of its population across the 2020-to-2023 comparison. A single loan can carry different costs on either side of a state line, and Tampa sits on the Kansas side of that line. Borrowers who want a bigger city can look to Hope, KS about 11 miles away.
Tampa: population, trend and location
Most of what governs a Tampa loan is written in Kansas law rather than in the city; the sourced notes below make that split concrete.
- Population: 105 people, a figure that places Tampa 492nd among the 625 Census places in Kansas (US Census Bureau, Vintage 2023).
- Population trend: A decline of about 1.9% across the 2020-to-2023 comparison.
- Net change: roughly 2 fewer people than the 2020 Census counted.
- Size percentile: with 105 residents, Tampa is larger than about 21% of Kansas's Census places.
- Density: roughly 590 residents per square mile, spread over 0.2 sq mi of land.
- Land area: Tampa covers 0.2 square miles, the 546th-largest area among Kansas's 625 places.
- State share: roughly 0.0% of Kansas's residents live in Tampa (105 people).
- National rank: Tampa is the 18,055th most populous of the 19,457 Census places covered here.
- Growth rank: Tampa ranks 391st among Kansas's 625 places for the 2020-to-2023 change.
- Versus Kansas: the state average change is -1.0%, while Tampa moved 1.9%.
- Density rank: Tampa is the 392nd most densely settled place in Kansas.
- Against the state median: Tampa runs about 590 residents per square mile, where the Kansas median is 764.
- Location: 38.5481, -97.1542 (US Census Bureau Gazetteer).
- Nearest larger cities: Hope (11 mi); Lincolnville (11 mi); Hillsboro (14 mi); Lehigh (14 mi); Marion (16 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller communities within reach: Durham (6 mi); Ramona (6 mi); Lost Springs (10 mi).
- Smaller neighbours: 15 places smaller than Tampa sit within 50 miles.
- At 100 miles: 238 larger Census places fall inside that radius.
Tampa in state context
Among Kansas's 625 places, Tampa sits at 492nd for population, a share of roughly 0.0% of the state. Its 2020-to-2023 change ranks 391st of 625 Kansas places, putting it near the 37th percentile for growth. By density, at about 590 people per square mile, it ranks 392nd in Kansas. The population moved by about 2 people between 2020 and 2023, a 1.9% shift.
Kansas rules behind a Tampa personal loan
Every row below records a Kansas rule, its publisher and its retrieval date — the same rules a Tampa lender must follow.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 15% per annum (general contract-rate ceiling for written instruments) Source says: "may stipulate therein for interest receivable ... at a rate not to exceed 15% per annum unless otherwise specifically authorized by law". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
Tampa: area, density and distance
Tampa's land area is roughly 0.2 square miles, and the Gazetteer records no significant water area within it. That land carries about 590 people per square mile. Wichita, the largest place in Kansas, is about 60 miles from Tampa. Tampa has 58 larger places within a 50-mile radius. Within the same 50 miles lie 15 smaller Census places.
How lenders reach Tampa
Tampa is a moderately settled community of about 105 people, with 58 larger places inside a 50-mile radius. Lenders licensed in Kansas reach Tampa's 105 residents online, so the nearest branch is not what sets your APR. For a larger market, the closest option is Hope, KS about 11 miles away.
How personal loans work in Tampa
With roughly 105 residents, Tampa is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Tampa can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Tampa loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
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Nearby places
- Durham, KS — population 92
- Ramona, KS — population 78
- Hope, KS — population 309
- Lost Springs, KS — population 54
- Carlton, KS — population 36
- Lincolnville, KS — population 167
- Hillsboro, KS — population 2,688
- Lehigh, KS — population 160