Personal loans in Lincolnville, KS
A lender serving Lincolnville holds a Kansas licence and answers to a Kansas regulator; no city office is involved for its 167 residents. The Census estimates 167 residents in Lincolnville, which ranks it 425th of 625 places in Kansas.
The closest larger place is Marion, KS about 10 miles away. From the 2020 Census base to the 2023 estimate, the population declined by about 0.6%. Consumer lending that reaches Lincolnville's 167 residents is governed by Kansas statute; no city ordinance changes it. Decide the purpose of the loan and your repayment plan before sharing any details with a Lincolnville lender.
Lincolnville: population, trend and location
Here is the sourced Census picture for Lincolnville, plus the Kansas lending rules that apply to a loan taken out here.
- Population: a Census-estimated 167, 425th among Kansas's 625 places (Vintage 2023).
- Population trend: About 0.6% below the 2020 Census base.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: with 167 residents, Lincolnville is larger than about 32% of Kansas's Census places.
- Density: roughly 742 residents per square mile, spread over 0.2 sq mi of land.
- By land area: Lincolnville ranks 505th among Kansas's 625 places, at 0.2 sq mi.
- State share: roughly 0.0% of Kansas's residents live in Lincolnville (167 people).
- National rank: Lincolnville sits 17,000th by population among the 19,457 places in this dataset.
- Growth rank: Lincolnville ranks 228th among Kansas's 625 places for the 2020-to-2023 change.
- State comparison: Kansas's places average -1.0% for 2020-to-2023, against Lincolnville's 0.6%.
- Density rank: Lincolnville is the 323rd most densely settled place in Kansas.
- Against the state median: Lincolnville runs about 742 residents per square mile, where the Kansas median is 764.
- Location: 38.4943 / -96.9615, per the US Census Bureau Gazetteer.
- Nearest larger cities: Marion (10 mi); Hope (15 mi); Hillsboro (16 mi); Herington (16 mi); Florence (17 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller communities within reach: Lost Springs (5 mi); Ramona (9 mi); Tampa (11 mi).
- Smaller neighbours: 21 places smaller than Lincolnville sit within 50 miles.
- Within 100 miles: 216 places are larger than Lincolnville.
The Lincolnville borrowing checklist
For Lincolnville's roughly 167 residents, these are the steps that most influence the offer:
- Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
- Use the loan calculator to test the payment on your intended amount and term.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Kansas licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Decide the purpose and how you will repay it before approaching any lender.
- If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
In Lincolnville as elsewhere in Kansas, the written terms — not the advertisement — are what count for its 167 residents.
Lincolnville against the rest of Kansas
Lincolnville is the 425th-largest of 625 Census places in Kansas and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Lincolnville stands 228th among Kansas's 625 places — roughly the 64th percentile. Its roughly 742 residents per square mile place it 323rd among Kansas's places. In land area, Lincolnville ranks 505th among Kansas's 625 places.
What is available to Lincolnville borrowers
Lincolnville is moderately settled, with about 742 people per square mile and 48 larger places within 50 miles. Distance to a branch rarely matters for Lincolnville's 167 residents: the application is online and the price follows your credit file. The nearest bigger place is Marion, KS about 10 miles away.
Which Kansas laws govern a loan in Lincolnville
For the roughly 167 residents of Lincolnville, the rules below are Kansas's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Kansas Office of the State Bank Commissioner (OSBC) Source says: "The Office of the State Bank Commissioner regulates all state-chartered banks, trust companies, mortgage businesses, supervised lenders, credit service organizations, earned wage access service providers, and money transmitters". | Kansas Office of the State Bank Commissioner as of 2026-09-16 |
| Payday lending status | Permitted under license (payday cash advances of $500 or less; charge capped at 15%) Source says: "a licensed or supervised lender may charge an amount not to exceed 15% of the amount of the cash advance". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
| Small-loan / installment lender licensing | Supervised lender license required (supervised loans) Source says: "Unless a person is exempt from licensing ... such person shall not engage in the business of: (a) Making supervised loans". | Kansas Office of the Revisor of Statutes as of 2026-09-16 |
What shapes a Lincolnville personal loan
Lincolnville is a small community of about 167 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lincolnville. A longer term lowers the monthly payment on a Lincolnville loan but raises total interest, so the smallest payment is not the cheapest loan.
Common questions
What are my options in Lincolnville if my credit is poor?
What loan size can I expect in Lincolnville?
Do I have to pledge anything to borrow in Lincolnville?
Does comparing loans in Lincolnville cost me credit score points?
Nearby places
- Lost Springs, KS — population 54
- Ramona, KS — population 78
- Marion, KS — population 1,898
- Tampa, KS — population 105
- Hope, KS — population 309
- Florence, KS — population 384
- Herington, KS — population 2,098
- Durham, KS — population 92