Personal loans in Mansfield, PA
Mansfield is home to roughly 3,058 people and stands 314th by size out of 1,013 Census places in Pennsylvania. A personal loan in Mansfield is priced from your credit file and income, not from the fact that the city holds 3,058 people.
The 2020 count to the 2023 estimate shows about 7.3% growth in Mansfield. Price two or three terms so you can see which payment is truly affordable in Mansfield. Every figure below is Pennsylvania's own, applied to Mansfield's 3,058 residents, with the publisher and retrieval date attached. The nearest larger city is Wellsboro, PA about 12 miles away.
Borrowing in Mansfield: the local picture
What follows is Mansfield's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: the Census counts 3,058 residents in Mansfield (Vintage 2023 subcounty estimate), the 314th-largest figure among Pennsylvania's 1,013 places.
- Population trend: Up about 7.3% from the 2020 Census base to the 2023 estimate.
- Change in people: the 2020-to-2023 comparison is a gain of about 209 residents.
- Size percentile: roughly 69% of Pennsylvania's places have fewer residents than Mansfield's 3,058.
- Land and density: 1.9 square miles of land carry roughly 1,623 residents per square mile.
- Land area rank: Mansfield's 1.9 square miles rank 234th of 1,013 places in Pennsylvania.
- State population share: Mansfield accounts for about 0.1% of everyone in Pennsylvania.
- National rank: Mansfield is the 6,220th most populous of the 19,457 Census places covered here.
- Growth in Pennsylvania: Mansfield stands 17th by percentage change from 2020 to 2023, among 1,013 places.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Mansfield's 7.3%.
- Density in Pennsylvania: Mansfield ranks 583rd by people per square mile.
- Density vs Pennsylvania: Mansfield's 1,623 people per square mile compare with a state median of 1,990.
- Location: it lies at 41.8062, -77.0784 in the Census Gazetteer.
- Nearest larger cities: Wellsboro (12 mi); Corning (24 mi); Elmira (24 mi); Elmira Heights (26 mi); Horseheads (28 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places close by: Roseville (7 mi); Tioga (8 mi); Blossburg (9 mi).
- Smaller neighbours: 59 places smaller than Mansfield sit within 50 miles.
- Larger places within 100 miles: 115.
The geography behind Mansfield
The Census Gazetteer records about 1.9 square miles of land within Mansfield, with no significant water area listed. The resulting density is about 1,623 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 160 miles away. Within 50 miles of Mansfield there are 17 larger Census places. The 100-mile radius contains 115 larger places.
The Mansfield borrowing checklist
A sensible order of operations for a loan in Mansfield, home to about 3,058 people:
- Start with the credit file: order the reports, fix the errors, then apply.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Pennsylvania licence with the regulator named above before committing.
- Borrow only what the purpose requires, not the maximum you are offered.
- Be clear on what the loan is for and how it gets repaid.
- If debt is already a struggle, talk to a nonprofit credit counsellor before borrowing more.
What differs between Mansfield and the rest of Pennsylvania is not the process but the borrower's own file, among the 3,058 people here.
Mansfield's place among Pennsylvania's 1,013 places
Among Pennsylvania's 1,013 places, Mansfield sits at 314th for population, a share of roughly 0.1% of the state. Its 2020-to-2023 change ranks 17th of 1,013 Pennsylvania places, putting it near the 98th percentile for growth. By density, at about 1,623 people per square mile, it ranks 583rd in Pennsylvania. In land area, Mansfield ranks 234th among Pennsylvania's 1,013 places.
The state rulebook for Mansfield
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Mansfield's 3,058 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Lender access in Mansfield
Mansfield is a moderately settled community of about 3,058 people, with 17 larger places inside a 50-mile radius. What is available to Mansfield's 3,058 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Wellsboro, PA about 12 miles away.
Common questions
What are my options in Mansfield if my credit is poor?
What loan size can I expect in Mansfield?
Do I have to pledge anything to borrow in Mansfield?
Does comparing loans in Mansfield cost me credit score points?
Nearby places
- Tioga, PA — population 602
- Blossburg, PA — population 1,509
- Roseville, PA — population 176
- Lawrenceville, PA — population 688
- Sylvania, PA — population 214
- Wellsboro, PA — population 3,427
- Liberty, PA — population 230
- Alba, PA — population 137