Personal loans in Blossburg, PA

The roughly 1,509 people who live in Blossburg borrow under Pennsylvania rules; city hall sets no personal-loan rate. Blossburg is one of 1,013 Census places in Pennsylvania; its 1,509 residents put it at 491st.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A 2020-to-2023 comparison shows Blossburg down by about 1.9%. Compare APR, not the interest rate, because the APR folds in most fees on a Blossburg loan. The nearest larger metro is Mansfield, PA about 9 miles away. A lender that serves Blossburg operates under Pennsylvania lending statutes and a Pennsylvania supervisor.

Borrowing in Blossburg: the local picture

The figures below are Blossburg's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

The Pennsylvania lending rules that reach Blossburg

These are Pennsylvania's sourced lending facts as they reach Blossburg's 1,509 residents; the state has no city-level rate rule.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

Borrowing reach in Blossburg

At roughly 325 people per square mile, Blossburg is lightly settled; 29 larger places lie within 50 miles. What is available to Blossburg's 1,509 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Mansfield, PA about 9 miles away.

How personal loans work in Blossburg

In Blossburg, a small community of about 1,509, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. Because pricing is borrower-level, two people in Blossburg can be quoted different APRs on the same amount and term. Shortening the term on a Blossburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Blossburg in state context

Among Pennsylvania's 1,013 places, Blossburg sits at 491st for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Blossburg ranks 617th of 1,013 in Pennsylvania (about the 39th percentile). By density, at about 325 people per square mile, it ranks 914th in Pennsylvania. Within 50 miles sit 47 smaller Census places, alongside the 29 that are larger.

A pre-application checklist for Blossburg

Before you hand your details to a lender in Blossburg, where the population is near 1,509:

  1. Pull your credit reports first and correct any error before a lender sees the file.
  2. Run the numbers on the personal loan calculator so you know the payment before you apply.
  3. Line up several pre-qualified offers and let the APR decide.
  4. Confirm the lender holds a Pennsylvania licence by checking the regulator named above.
  5. Pick the shortest term whose payment you can comfortably afford.
  6. Do not borrow more than the expense calls for, even if a lender approves a larger amount.
  7. Be clear on what the loan is for and how it gets repaid.

In Blossburg as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 1,509 residents.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Blossburg if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Blossburg is the same as anywhere in Pennsylvania.
What loan size can I expect in Blossburg?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Blossburg?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Blossburg cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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