Personal loans in Liberty, PA

Judge Liberty offers on total cost, not on how quickly the money arrives. To lend to Liberty's 230 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Population in Liberty dropped about 0.9% over the three years from 2020 to 2023. The nearest larger metro is Blossburg, PA about 9 miles away.

What the Census records for Liberty

Only a few things actually differ by place — population, area, location, and the Pennsylvania rules a lender must follow — and they are below.

• Population: 230 residents; Liberty is the 909th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A loss of roughly 0.9% between 2020 and 2023.
• Net change: roughly 2 fewer people than the 2020 Census counted.
• Size percentile: Liberty's 230 people outrank roughly 10% of the places in Pennsylvania.
• Density: roughly 483 residents per square mile, spread over 0.5 sq mi of land.
• By land area: Liberty ranks 752nd among Pennsylvania's 1,013 places, at 0.5 sq mi.
• Share of Pennsylvania: Liberty holds about 0.0% of the state's population, some 230 people.
• National rank: Liberty sits 16,017th by population among the 19,457 places in this dataset.
• Growth rank: Liberty ranks 419th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• Versus Pennsylvania: the state average change is -0.9%, while Liberty moved 0.9%.
• Density rank: Liberty is the 867th most densely settled place in Pennsylvania.
• Against the state median: Liberty runs about 483 residents per square mile, where the Pennsylvania median is 1,990.
• Location: mapped by the US Census Bureau at 41.5585, -77.1055.
• Nearest larger cities: Blossburg (9 mi); Canton (15 mi); Wellsboro (16 mi); Mansfield (17 mi); Salladasburg (20 mi). Online lenders reach Liberty no matter how far the nearest branch is.
• Smaller places close by: Alba (18 mi); Sylvania (21 mi); Roseville (22 mi).
• Smaller places within 50 miles: 8 of them.
• At 100 miles: 413 larger Census places fall inside that radius.

Lender access in Liberty

Liberty is a lightly settled community of about 230 people, with 69 larger places inside a 50-mile radius. A Pennsylvania licence lets a lender serve Liberty without a local office, so branch density does not change what its 230 residents are offered. For a larger market, the closest option is Blossburg, PA about 9 miles away.

The Liberty borrowing checklist

For Liberty's roughly 230 residents, these are the steps that most influence the offer:

1. Pull your credit reports first and correct any error before a lender sees the file.
2. Model the payment on the calculator before a lender models it for you.
3. Shop at least three lenders and judge them on APR and total cost.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
6. Look for an origination fee or prepayment penalty in the written disclosure.
7. Make sure the new payment leaves room in a budget you already keep.

What differs between Liberty and the rest of Pennsylvania is not the process but the borrower's own file, among the 230 people here.

Liberty against the rest of Pennsylvania

Within Pennsylvania, Liberty holds roughly 0.0% of all residents, the 909th-largest share among 1,013 places. Its 2020-to-2023 change ranks 419th of 1,013 Pennsylvania places, putting it near the 59th percentile for growth. Its roughly 483 residents per square mile place it 867th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 2 residents.

Liberty: area, density and distance

Inside Liberty's boundaries lie about 0.5 square miles of land, with no significant water area recorded. The resulting density is about 483 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 149 miles from Liberty. Counting outward 50 miles, 69 larger communities surround Liberty. By land area it ranks 752nd of 1,013 Pennsylvania places.

Which Pennsylvania laws govern a loan in Liberty

Read the table as a lender's compliance picture for Liberty: the rule, the sourced figure, the publisher and the date.