Personal loans in Malinta, OH
Roughly 228 residents live in Malinta, the 799th-largest community in Ohio. With roughly 228 residents, Malinta is a small community, and the lending rules its borrowers live under are written in Ohio, not by the city.
A 2020-to-2023 comparison shows Malinta down by about 2.1%. Decide the purpose of the loan and your repayment plan before sharing any details with a Malinta lender. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Malinta's 228 residents. The closest larger place is McClure, OH about 6 miles away.
Borrowing in Malinta: the local picture
Only a few things actually differ by place — population, area, location, and the Ohio rules a lender must follow — and they are below.
- Population: about 228 people live here, which puts Malinta 799th of 924 Census places in Ohio (Vintage 2023).
- Population trend: A decline of about 2.1% across the 2020-to-2023 comparison.
- People gained or lost: about 5 fewer since the 2020 base.
- Size percentile: Malinta sits ahead of around 14% of Ohio places, at 228 people.
- Land and density: 0.8 square miles of land carry roughly 296 residents per square mile.
- By land area: Malinta ranks 588th among Ohio's 924 places, at 0.8 sq mi.
- Share of state population: Malinta's 228 residents are about 0.0% of Ohio.
- National rank: Malinta sits 16,049th by population among the 19,457 places in this dataset.
- Growth in Ohio: Malinta stands 755th by percentage change from 2020 to 2023, among 924 places.
- Versus Ohio: the state average change is +0.9%, while Malinta moved 2.1%.
- Density in Ohio: Malinta ranks 875th by people per square mile.
- Against the state median: Malinta runs about 296 residents per square mile, where the Ohio median is 1,289.
- Location: it lies at 41.3196, -84.0354 in the Census Gazetteer.
- Nearest larger cities: McClure (6 mi); Hamler (6 mi); Holgate (7 mi); Napoleon (7 mi); Liberty Center (9 mi). Larger metros often have more branches, but online lenders reach Malinta on the same terms.
- Nearest smaller towns: Florida (9 mi); Custar (10 mi); New Bavaria (11 mi) — useful context for the surrounding area.
- Smaller neighbours: 27 places smaller than Malinta sit within 50 miles.
- At 100 miles: 503 larger Census places fall inside that radius.
Malinta in state context
Within Ohio, Malinta holds roughly 0.0% of all residents, the 799th-largest share among 924 places. On the 2020-to-2023 trend, Malinta stands 755th among Ohio's 924 places — roughly the 18th percentile. Its roughly 296 residents per square mile place it 875th among Ohio's places. Within 50 miles sit 27 smaller Census places, alongside the 136 that are larger.
Ohio rules behind a Malinta personal loan
Below are the Ohio rules that apply to a loan made in Malinta, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses." | Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network] | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
| Payday lending status | Legal for licensed short-term lenders; interest capped at 28% per annum; total fees and charges capped at 60% of the originally contracted loan amount. Source says: "(A) Interest not exceeding a rate of twenty-eight per cent per annum" (Ohio Rev. Code 1321.40); total fees/charges capped at "a total amount of fees and charges that exceeds sixty per cent of the originally contracted loan amount" (1321.403). | Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16 |
Borrowing reach in Malinta
Malinta is lightly settled, with about 296 people per square mile and 136 larger places within 50 miles. A Ohio licence lets a lender serve Malinta without a local office, so branch density does not change what its 228 residents are offered. The nearest larger city, McClure, OH about 6 miles away.
How personal loans work in Malinta
A Malinta personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 228 residents. The rate you see advertised is a range, not a promise, until a lender reviews your file in Malinta. Because the payment is fixed, the total cost of a Malinta loan is knowable in advance — unlike a revolving card balance.
Land, water and location for Malinta
Malinta covers about 0.8 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 228 residents, the land area yields roughly 296 people per square mile. The largest place in Ohio, Columbus, lies about 107 miles away. Counting outward 50 miles, 136 larger communities surround Malinta. By land area it ranks 588th of 924 Ohio places.
Common questions
What are my options in Malinta if my credit is poor?
What loan size can I expect in Malinta?
Do I have to pledge anything to borrow in Malinta?
Does comparing loans in Malinta cost me credit score points?
Nearby places
- Hamler, OH — population 604
- McClure, OH — population 694
- Holgate, OH — population 1,043
- Napoleon, OH — population 8,750
- Liberty Center, OH — population 1,097
- Florida, OH — population 213
- Deshler, OH — population 1,567
- New Bavaria, OH — population 86