Personal loans in McClure, OH

The first question in McClure is not the rate on offer but whether the payment fits; about 694 people live here under Ohio lending law. Price two or three terms so you can see which payment is truly affordable in McClure.

By the Personalloaner Editorial Team · Last updated 2026-09-16

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How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

An estimated 694 people make their home in McClure, a figure that ranks 597th in Ohio. Every figure below is Ohio's own, applied to McClure's 694 residents, with the publisher and retrieval date attached. McClure lost roughly 0.4% of its population across the 2020-to-2023 comparison. The closest larger place is Grand Rapids, OH about 4 miles away.

McClure: the sourced local profile

What follows is McClure's place in the Census record, alongside the Ohio rules that govern a personal loan made here.

Population: 694 residents; McClure is the 597th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
Population trend: The 2020-to-2023 change is negative, near 0.4%.
Absolute change: 3 residents lost between 2020 and 2023.
Size percentile: roughly 35% of Ohio places rank below McClure.
Population density: about 1,394 people per square mile (Census land area 0.5 sq mi).
Land area rank: McClure's 0.5 square miles rank 689th of 924 places in Ohio.
Within Ohio: about 0.0% of the state's population lives in McClure.
National rank: McClure is the 11,827th most populous of the 19,457 Census places covered here.
Growth rank: McClure ranks 330th among Ohio's 924 places for the 2020-to-2023 change.
Versus Ohio: the state average change is +0.9%, while McClure moved 0.4%.
Density rank: McClure is the 410th most densely settled place in Ohio.
Against the state median: McClure runs about 1,394 residents per square mile, where the Ohio median is 1,289.
Location: the Census Gazetteer records it at 41.3710, -83.9414.
Nearest larger cities: Grand Rapids (4 mi); Liberty Center (6 mi); Weston (8 mi); Napoleon (10 mi); Deshler (11 mi). Living near a larger metro rarely changes what is available in McClure.
Nearest smaller towns: Malinta (6 mi); Milton Center (8 mi); Custar (8 mi) — useful context for the surrounding area.
Smaller places within 50 miles: 69 of them.
Larger places within 100 miles: 384.

What a McClure borrower is actually offered

A McClure personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 694 residents. The APR tracks your credit score rather than McClure's rank of 597th in Ohio: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. The term you choose in McClure decides the split between a comfortable payment and the total interest you pay.

How McClure compares across Ohio

Within Ohio, McClure holds roughly 0.0% of all residents, the 597th-largest share among 924 places. On the 2020-to-2023 trend, McClure stands 330th among Ohio's 924 places — roughly the 64th percentile. Its roughly 1,394 residents per square mile place it 410th among Ohio's places. Within 50 miles sit 69 smaller Census places, alongside the 88 that are larger.

What to do before borrowing in McClure

Before you apply in McClure, a community of about 694, work through these steps:

Check all three credit reports for mistakes, because an error you fix now is a lower rate later.
Use the loan calculator to test the payment on your intended amount and term.
Gather at least three pre-qualified offers and line up the APR, not the headline rate.
Make sure the lender appears in the Ohio regulator's licence list.
If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
Look for an origination fee or prepayment penalty in the written disclosure.
Check that the monthly payment fits your budget next to your existing obligations.

None of these steps is McClure-specific: the same Ohio licensing and disclosure rules reach all 694 residents.

Which Ohio laws govern a loan in McClure

Every row below records a Ohio rule, its publisher and its retrieval date — the same rules a McClure lender must follow.

Rule	Detail	Source
State lending regulator	Ohio Department of Commerce, Division of Financial Institutions (Consumer Finance Section). Source says: "The Consumer Finance Section is responsible for regulating non-depository consumer lenders and related consumer finance businesses."	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Small-loan / installment lender licensing	Consumer finance licenses required for non-depository lenders, including Consumer Installment Loan Act lenders, General Loan Law lenders, short-term lenders, and small loan lenders. Source says: "We issue and manage licenses for companies and individuals under multiple Ohio statutes." (page's regulated-statutes list names Consumer Installment Loan Act lenders, General Loan Law lenders, Short-term lenders, Small loan lenders).	Ohio Department of Commerce - Division of Financial Institutions as of 2026-09-16
Maximum legal interest rate (usury cap)	8% per annum maximum by written agreement for the general case; higher rates permitted only in specified cases (e.g., principal over $100,000, business loans, certain mortgages). Source says: "may stipulate therein for the payment of interest upon the amount thereof at any rate not exceeding eight per cent per annum payable annually" (Ohio Rev. Code 1343.01(A)). [codes.ohio.gov content retrieved via search-engine fetch of the official section; direct connections blocked from our network]	Ohio Laws (Ohio Revised Code - official state publication) as of 2026-09-16

Borrowing reach in McClure

McClure is a moderately settled community of about 694 people, with 88 larger places inside a 50-mile radius. Lenders licensed in Ohio reach McClure's 694 residents online, so the nearest branch is not what sets your APR. The nearest bigger place is Grand Rapids, OH about 4 miles away.

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Common questions

What are my options in McClure if my credit is poor?

Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in McClure is the same as anywhere in Ohio.

What loan size can I expect in McClure?

Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.

Do I have to pledge anything to borrow in McClure?

For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.

Does comparing loans in McClure cost me credit score points?

Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

Nearby places

Grand Rapids, OH — population 928
Liberty Center, OH — population 1,097
Malinta, OH — population 228
Custar, OH — population 178
Milton Center, OH — population 134
Weston, OH — population 1,472
Deshler, OH — population 1,567
Hamler, OH — population 604