Personal loans in Holgate, OH

At about 1,043 residents, Holgate is larger than roughly 44% of the places in Ohio. Compare APR, not the interest rate, because the APR folds in most fees on a Holgate loan. State law, not city hall, decides what a lender may do to Holgate's roughly 1,043 residents, and a state regulator supervises it. The next larger city is Napoleon, OH about 10 miles away.

Holgate: population, trend and location

Holgate is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 1,043 residents; Holgate is the 514th-largest of 924 places in Ohio (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 1.4% across the 2020-to-2023 comparison.
• Absolute change: 15 residents lost between 2020 and 2023.
• Size percentile: Holgate's 1,043 people outrank roughly 44% of the places in Ohio.
• Population density: about 904 people per square mile across 1.2 square miles of land (Census Gazetteer area, Vintage 2023 population).
• By land area: Holgate ranks 489th among Ohio's 924 places, at 1.2 sq mi.
• State share: roughly 0.0% of Ohio's residents live in Holgate (1,043 people).
• National standing: Holgate ranks 10,051st of 19,457 US places.
• Growth rank: Holgate's 2020-to-2023 change ranks 588th of 924 places in Ohio.
• Against the state trend: Holgate's 1.4% change compares with a Ohio average of +0.9% across its 924 places.
• Density in Ohio: Holgate ranks 653rd by people per square mile.
• Density in context: Holgate's 904 people per square mile sit against a Ohio median of 1,289.
• Location: coordinates 41.2493, -84.1292 (US Census Bureau Gazetteer).
• Nearest larger cities: Napoleon (10 mi); Deshler (12 mi); Defiance (12 mi); Leipsic (13 mi); Continental (13 mi). Online lenders reach Holgate no matter how far the nearest branch is.
• Nearest smaller towns: New Bavaria (4 mi); Hamler (5 mi); Florida (6 mi) — useful context for the surrounding area.
• Smaller places within 50 miles: 87 of them.
• Within 100 miles: 327 places are larger than Holgate.

How personal loans work in Holgate

With roughly 1,043 residents, Holgate is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The rate you see advertised is a range, not a promise, until a lender reviews your file in Holgate. Shortening the term on a Holgate loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

What Ohio law requires in Holgate

The rows below set out what a licensed lender must follow in Ohio, and so for Holgate's roughly 1,043 residents.

How lenders reach Holgate

At roughly 904 people per square mile, Holgate is moderately settled; 77 larger places lie within 50 miles. Distance to a branch rarely matters for Holgate's 1,043 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Napoleon, OH about 10 miles away.

Holgate in state context

Within Ohio, Holgate holds roughly 0.0% of all residents, the 514th-largest share among 924 places. On the 2020-to-2023 trend, Holgate stands 588th among Ohio's 924 places — roughly the 36th percentile. Its roughly 904 residents per square mile place it 653rd among Ohio's places. Within 50 miles sit 87 smaller Census places, alongside the 77 that are larger.

Where Holgate sits

The Census Gazetteer records about 1.2 square miles of land within Holgate, with no significant water area listed. With 1,043 residents, the land area yields roughly 904 people per square mile. Columbus, the largest place in Ohio, is about 106 miles from Holgate. Holgate has 77 larger places within a 50-mile radius. Within the same 50 miles lie 87 smaller Census places.