Personal loans in Lyons, PA

Lyons is home to roughly 442 people and stands 786th by size out of 1,013 Census places in Pennsylvania. Read the disclosure for an origination fee and any prepayment penalty before signing in Lyons. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lyons's 442 residents. The closest larger place is Kutztown, PA about 3 miles away.

What the Census records for Lyons

Lyons is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: 442 — Lyons ranks 786th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Little measurable movement between 2020 and 2023.
• Size percentile: about 22% of Pennsylvania communities are smaller than Lyons (442 residents).
• Density: the Census land area of 0.4 sq mi holds about 1,242 people per square mile.
• Land area: Lyons covers 0.4 square miles, the 836th-largest area among Pennsylvania's 1,013 places.
• Share of state population: Lyons's 442 residents are about 0.0% of Pennsylvania.
• Nationally: Lyons is the 13,685th-largest of 19,457 Census places in the dataset.
• Growth in Pennsylvania: Lyons stands 231st by percentage change from 2020 to 2023, among 1,013 places.
• Versus Pennsylvania: the state average change is -0.9%, while Lyons moved 0.0%.
• Density in Pennsylvania: Lyons ranks 663rd by people per square mile.
• Against the state median: Lyons runs about 1,242 residents per square mile, where the Pennsylvania median is 1,990.
• Location: 40.4806 / -75.7589, per the US Census Bureau Gazetteer.
• Nearest larger cities: Kutztown (3 mi); Topton (3 mi); Fleetwood (4 mi); Alburtis (9 mi); Bechtelsville (10 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
• Smaller communities close by: Lenhartsville (9 mi); Centerport (13 mi); Port Clinton (16 mi), each with its own Census population profile.
• Within a 50-mile radius: 21 smaller Census places.
• At 100 miles: 754 larger Census places fall inside that radius.

Lyons in state context

Among Pennsylvania's 1,013 places, Lyons sits at 786th for population, a share of roughly 0.0% of the state. For population change between 2020 and 2023, Lyons ranks 231st of 1,013 in Pennsylvania (about the 77th percentile). By density, at about 1,242 people per square mile, it ranks 663rd in Pennsylvania. Within 50 miles sit 21 smaller Census places, alongside the 234 that are larger.

What to do before borrowing in Lyons

Before you hand your details to a lender in Lyons, where the population is near 442:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Price the payment first with our personal loan calculator before any lender quotes you.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Make sure the new payment leaves room in a budget you already keep.
6. Pick the shortest term whose payment you can comfortably afford.
7. Borrow only what the purpose requires, not the maximum you are offered.

None of these steps is Lyons-specific: the same Pennsylvania licensing and disclosure rules reach all 442 residents.

Which Pennsylvania laws govern a loan in Lyons

When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Lyons is bound by the same rules.

How lenders reach Lyons

Lyons is a moderately settled community of about 442 people, with 234 larger places inside a 50-mile radius. What is available to Lyons's 442 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Kutztown, PA about 3 miles away.

How personal loans work in Lyons

In Lyons, a small community of about 442, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The APR tracks your credit score rather than Lyons's rank of 786th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Because the payment is fixed, the total cost of a Lyons loan is knowable in advance — unlike a revolving card balance.