Personal loans in Lenhartsville, PA

Lenders active in Lenhartsville report to a Pennsylvania supervisor, identified in the sourced rows below. Lenhartsville ranks 948th of 1,013 places in Pennsylvania, with a population near 178.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

The first question in Lenhartsville is not the rate on offer but whether the payment fits; about 178 people live here under Pennsylvania lending law. The 2020-to-2023 change in Lenhartsville is negligible, under a tenth of a percent. Work out your debt-to-income ratio first; lenders weigh it heavily, and Lenhartsville's 178 residents are no exception. The closest larger city is Hamburg, PA about 5 miles away.

Lenhartsville: population, trend and location

What follows is Lenhartsville's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

How a Lenhartsville personal loan is priced

With roughly 178 residents, Lenhartsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Lenhartsville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Lenhartsville loan but raises total interest, so the smallest payment is not the cheapest loan.

Lenhartsville on the map

The Census Gazetteer records about 0.2 square miles of land within Lenhartsville, with no significant water area listed. With 178 residents, the land area yields roughly 962 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 56 miles. Counting outward 50 miles, 227 larger communities surround Lenhartsville. By land area it ranks 938th of 1,013 Pennsylvania places.

Getting a loan in Lenhartsville

With about 962 residents per square mile, Lenhartsville is moderately settled, and 227 larger Census places sit within 50 miles. Whether Lenhartsville has a local branch or not, a Pennsylvania-licensed lender can serve its 178 people online on the same terms. The nearest larger city, Hamburg, PA about 5 miles away.

Where Lenhartsville sits in Pennsylvania

Set beside Pennsylvania's 1,013 places, Lenhartsville ranks 948th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lenhartsville stands 237th among Pennsylvania's 1,013 places — roughly the 77th percentile. At about 962 people per square mile, Lenhartsville is the 743rd most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 0 residents.

Pennsylvania rules behind a Lenhartsville personal loan

For the roughly 178 residents of Lenhartsville, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Small-loan / installment lender licensingConsumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less.
Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Lenhartsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Lenhartsville is the same as anywhere in Pennsylvania.
What loan size can I expect in Lenhartsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Lenhartsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Lenhartsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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