Personal loans in Lenhartsville, PA
Lenders active in Lenhartsville report to a Pennsylvania supervisor, identified in the sourced rows below. Lenhartsville ranks 948th of 1,013 places in Pennsylvania, with a population near 178.
The first question in Lenhartsville is not the rate on offer but whether the payment fits; about 178 people live here under Pennsylvania lending law. The 2020-to-2023 change in Lenhartsville is negligible, under a tenth of a percent. Work out your debt-to-income ratio first; lenders weigh it heavily, and Lenhartsville's 178 residents are no exception. The closest larger city is Hamburg, PA about 5 miles away.
Lenhartsville: population, trend and location
What follows is Lenhartsville's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: 178 people, a figure that places Lenhartsville 948th among the 1,013 Census places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: The 2020-to-2023 change is under a tenth of a percent.
- Size percentile: roughly 6% of Pennsylvania places rank below Lenhartsville.
- Density: roughly 962 residents per square mile, spread over 0.2 sq mi of land.
- Land area: Lenhartsville covers 0.2 square miles, the 938th-largest area among Pennsylvania's 1,013 places.
- State population share: Lenhartsville accounts for about 0.0% of everyone in Pennsylvania.
- National standing: Lenhartsville ranks 16,817th of 19,457 US places.
- Growth rank: Lenhartsville ranks 237th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Lenhartsville's 0.0%.
- Density rank: Lenhartsville places 743rd among Pennsylvania's places by people per square mile.
- Against the state median: Lenhartsville runs about 962 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.5713 / -75.8897, per the US Census Bureau Gazetteer.
- Nearest larger cities: Hamburg (5 mi); Shoemakersville (6 mi); Kutztown (7 mi); Port Clinton (7 mi); Centerport (8 mi). A branch is convenient; it is not what sets your APR.
- Smaller places close by: Landingville (13 mi); Mount Carbon (17 mi); New Morgan (26 mi).
- Smaller places within 50 miles: 5 of them.
- At 100 miles: 751 larger Census places fall inside that radius.
How a Lenhartsville personal loan is priced
With roughly 178 residents, Lenhartsville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Because pricing is borrower-level, two people in Lenhartsville can be quoted different APRs on the same amount and term. A longer term lowers the monthly payment on a Lenhartsville loan but raises total interest, so the smallest payment is not the cheapest loan.
Lenhartsville on the map
The Census Gazetteer records about 0.2 square miles of land within Lenhartsville, with no significant water area listed. With 178 residents, the land area yields roughly 962 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 56 miles. Counting outward 50 miles, 227 larger communities surround Lenhartsville. By land area it ranks 938th of 1,013 Pennsylvania places.
Getting a loan in Lenhartsville
With about 962 residents per square mile, Lenhartsville is moderately settled, and 227 larger Census places sit within 50 miles. Whether Lenhartsville has a local branch or not, a Pennsylvania-licensed lender can serve its 178 people online on the same terms. The nearest larger city, Hamburg, PA about 5 miles away.
Where Lenhartsville sits in Pennsylvania
Set beside Pennsylvania's 1,013 places, Lenhartsville ranks 948th by population and holds about 0.0% of the state total. On the 2020-to-2023 trend, Lenhartsville stands 237th among Pennsylvania's 1,013 places — roughly the 77th percentile. At about 962 people per square mile, Lenhartsville is the 743rd most densely settled place in Pennsylvania. Between 2020 and 2023 the count changed by roughly 0 residents.
Pennsylvania rules behind a Lenhartsville personal loan
For the roughly 178 residents of Lenhartsville, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Small-loan / installment lender licensing | Consumer Discount Company Act license required for non-mortgage consumer loans above 6%; licensed lenders may charge up to 24% on loans of $25,000 or less. Source says: "A consumer discount company is a business corporation that negotiates or makes non-mortgage loans or advances of money on credit." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Common questions
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What loan size can I expect in Lenhartsville?
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Does comparing loans in Lenhartsville cost me credit score points?
Nearby places
- Hamburg, PA — population 4,474
- Shoemakersville, PA — population 1,356
- Kutztown, PA — population 4,164
- Fleetwood, PA — population 4,046
- Port Clinton, PA — population 279
- Centerport, PA — population 316
- Leesport, PA — population 1,946
- New Ringgold, PA — population 251