Personal loans in Shoemakersville, PA
The trend for Shoemakersville between 2020 and 2023 is downward by roughly 0.2%. About 1,356 people live in Shoemakersville, placing it 523rd of 1,013 Census places in Pennsylvania.
The first question in Shoemakersville is not the rate on offer but whether the payment fits; about 1,356 people live here under Pennsylvania lending law. Rate-shopping from Shoemakersville costs nothing at pre-qualification, where a soft pull leaves your credit file alone. Every figure below is Pennsylvania's own, applied to Shoemakersville's 1,356 residents, with the publisher and retrieval date attached. Borrowers who want a bigger city can look to Leesport, PA about 4 miles away.
Shoemakersville by the numbers
Two layers matter for a Shoemakersville borrower: the local population picture and Pennsylvania's consumer-lending statutes.
- Population: 1,356 residents; Shoemakersville is the 523rd-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
- Population trend: A drop of about 0.2% from 2020 to 2023.
- People gained or lost: about 3 fewer since the 2020 base.
- Size percentile: with 1,356 residents, Shoemakersville is larger than about 48% of Pennsylvania's Census places.
- Density: the Census land area of 0.5 sq mi holds about 2,520 people per square mile.
- Land area rank: Shoemakersville's 0.5 square miles rank 701st of 1,013 places in Pennsylvania.
- Water: Shoemakersville holds about 0.02 square miles, the 326th-largest water area in Pennsylvania.
- State share: roughly 0.0% of Pennsylvania's residents live in Shoemakersville (1,356 people).
- Nationally: Shoemakersville is the 9,084th-largest of 19,457 Census places in the dataset.
- Growth rank: Shoemakersville ranks 288th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Shoemakersville's 0.2%.
- Density rank: Shoemakersville is the 400th most densely settled place in Pennsylvania.
- Against the state median: Shoemakersville runs about 2,520 residents per square mile, where the Pennsylvania median is 1,990.
- Location: 40.4999, -75.9698 (US Census Bureau Gazetteer).
- Nearest larger cities: Leesport (4 mi); Hamburg (4 mi); Laureldale (8 mi); Fleetwood (8 mi); Kutztown (10 mi). Lenders licensed in the state serve Shoemakersville whether or not they keep a local branch.
- Nearest smaller towns: Centerport (2 mi); Lenhartsville (6 mi); Port Clinton (7 mi) — useful context for the surrounding area.
- Smaller neighbours: 71 places smaller than Shoemakersville sit within 50 miles.
- Larger places within 100 miles: 507.
Lender access in Shoemakersville
With about 2,520 residents per square mile, Shoemakersville is fairly dense, and 160 larger Census places sit within 50 miles. What is available to Shoemakersville's 1,356 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest bigger place is Leesport, PA about 4 miles away.
Pennsylvania rules behind a Shoemakersville personal loan
When Pennsylvania does not publish a figure, the row links to the source instead of inventing a number; Shoemakersville is bound by the same rules.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
| Payday lending status | No separate payday-lending license; non-bank lenders are limited to 6% (unlicensed) or up to 24% (CDCA-licensed), so high-cost payday loans are not permitted. Source says: "if a lender is licensed by the Department in accord with the CDCA, it can charge between 6-24% on loans under $25,000" (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
Shoemakersville on the map
Shoemakersville's land area is about 0.5 square miles; a further 0.02 square miles is water. With 1,356 residents, the land area yields roughly 2,520 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 56 miles away. A 50-mile radius around Shoemakersville takes in 160 places that are larger. Within the same 50 miles lie 71 smaller Census places.
Shoemakersville against the rest of Pennsylvania
Shoemakersville is the 523rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. On the 2020-to-2023 trend, Shoemakersville stands 288th among Pennsylvania's 1,013 places — roughly the 72th percentile. Its roughly 2,520 residents per square mile place it 400th among Pennsylvania's places. Between 2020 and 2023 the count changed by roughly 3 residents.
What a Shoemakersville borrower is actually offered
With roughly 1,356 residents, Shoemakersville is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Shoemakersville lender to disclose the APR and finance charge before you sign. The term you choose in Shoemakersville decides the split between a comfortable payment and the total interest you pay.
Common questions
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Nearby places
- Centerport, PA — population 316
- Leesport, PA — population 1,946
- Hamburg, PA — population 4,474
- Port Clinton, PA — population 279
- Lenhartsville, PA — population 178
- Laureldale, PA — population 4,286
- Deer Lake, PA — population 678
- Fleetwood, PA — population 4,046