Personal loans in Bechtelsville, PA

With 874 residents, Bechtelsville outranks about 38% of the communities in Pennsylvania. A 2020-to-2023 comparison shows Bechtelsville down by about 0.1%.

By the Personalloaner Editorial Team · Last updated 2026-09-16

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

A personal loan in Bechtelsville is priced from your credit file and income, not from the fact that the city holds 874 people. Which products a lender may offer to Bechtelsville's 874 residents follows from the Pennsylvania consumer-lending framework. Pull your credit reports and line up at least three offers before you apply from Bechtelsville. The closest larger city is Boyertown, PA about 3 miles away.

Bechtelsville: the sourced local profile

What follows is Bechtelsville's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

How personal loans work in Bechtelsville

A Bechtelsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 874 residents. Because pricing is borrower-level, two people in Bechtelsville can be quoted different APRs on the same amount and term. The term you choose in Bechtelsville decides the split between a comfortable payment and the total interest you pay.

Bechtelsville on the map

Bechtelsville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,655 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 36 miles. Bechtelsville has 247 larger places within a 50-mile radius. Within the same 50 miles lie 36 smaller Census places.

Bechtelsville against the rest of Pennsylvania

Bechtelsville is the 633rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 260th of 1,013 Pennsylvania places, putting it near the 74th percentile for growth. At about 1,655 people per square mile, Bechtelsville is the 575th most densely settled place in Pennsylvania. By land area, its 0.5 square miles rank 709th of 1,013 places in Pennsylvania.

The state rulebook for Bechtelsville

This table holds the Pennsylvania rate and licensing rules for consumer loans made to Bechtelsville's 874 residents.

RuleDetailSource
State lending regulatorPennsylvania Department of Banking and Securities (DoBS)
Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania."
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Bank rate-cap exemption (state-specific rule)Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap).
Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023).
Pennsylvania Department of Banking and Securities
as of 2026-09-16
Maximum legal interest rate (usury cap)6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)).
Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)).
Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974)
as of 2026-09-16

Lender access in Bechtelsville

Bechtelsville is a moderately settled community of about 874 people, with 247 larger places inside a 50-mile radius. What is available to Bechtelsville's 874 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Boyertown, PA about 3 miles away.

How we get paid: if you apply through the link above, a lending partner may send us a referral fee. It never changes the rate you are offered or what we publish. We are not a lender and we do not process applications. The lowest rates are only available to the most qualified applicants. Full disclosure.

Common questions

What are my options in Bechtelsville if my credit is poor?
Borrowing is still possible, but expect a higher APR and a smaller approved amount. Lenders that accept lower scores hold statewide licences, so what is open to you in Bechtelsville is the same as anywhere in Pennsylvania.
What loan size can I expect in Bechtelsville?
Most personal loans sit somewhere between $1,000 and $50,000, though the figure you are approved for turns on the lender, your income and your credit. Model the monthly payment first with our personal loan calculator.
Do I have to pledge anything to borrow in Bechtelsville?
For an unsecured personal loan, no — there is nothing to pledge. A secured loan, such as home equity or one secured by a vehicle, does require collateral, and default puts that asset at risk.
Does comparing loans in Bechtelsville cost me credit score points?
Not during pre-qualification, which normally uses a soft pull and leaves your score alone. Submitting a full application triggers a hard inquiry, which can trim a few points briefly.

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