Personal loans in Bechtelsville, PA
With 874 residents, Bechtelsville outranks about 38% of the communities in Pennsylvania. A 2020-to-2023 comparison shows Bechtelsville down by about 0.1%.
A personal loan in Bechtelsville is priced from your credit file and income, not from the fact that the city holds 874 people. Which products a lender may offer to Bechtelsville's 874 residents follows from the Pennsylvania consumer-lending framework. Pull your credit reports and line up at least three offers before you apply from Bechtelsville. The closest larger city is Boyertown, PA about 3 miles away.
Bechtelsville: the sourced local profile
What follows is Bechtelsville's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.
- Population: the Census counts 874 residents in Bechtelsville (Vintage 2023 subcounty estimate), the 633rd-largest figure among Pennsylvania's 1,013 places.
- Population trend: Lower by roughly 0.1% since the 2020 count.
- Change in people: the 2020-to-2023 comparison is a loss of about 1 residents.
- Size percentile: bigger than about 38% of the places in Pennsylvania, with 874 residents in Bechtelsville.
- Population density: about 1,655 people per square mile across 0.5 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Bechtelsville covers 0.5 square miles, the 709th-largest area among Pennsylvania's 1,013 places.
- Share of state population: Bechtelsville's 874 residents are about 0.0% of Pennsylvania.
- National standing: Bechtelsville ranks 10,809th of 19,457 US places.
- Growth rank: Bechtelsville's 2020-to-2023 change ranks 260th of 1,013 places in Pennsylvania.
- State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Bechtelsville's 0.1%.
- Density rank: Bechtelsville is the 575th most densely settled place in Pennsylvania.
- Density vs Pennsylvania: Bechtelsville's 1,655 people per square mile compare with a state median of 1,990.
- Location: latitude 40.3702, longitude -75.6308 (Census Gazetteer).
- Nearest larger cities: Boyertown (3 mi); Bally (3 mi); East Greenville (7 mi); Pennsburg (7 mi); Red Hill (8 mi). Any of them may have more branches, but statewide rules and your credit still set the price.
- Smaller places nearby: Green Lane (9 mi); Lyons (10 mi); New Morgan (19 mi).
- Smaller places within 50 miles: 36 of them.
- Within 100 miles: 690 places are larger than Bechtelsville.
How personal loans work in Bechtelsville
A Bechtelsville personal loan is an installment loan: a lump sum, then fixed monthly payments over a set term, priced off your credit rather than its 874 residents. Because pricing is borrower-level, two people in Bechtelsville can be quoted different APRs on the same amount and term. The term you choose in Bechtelsville decides the split between a comfortable payment and the total interest you pay.
Bechtelsville on the map
Bechtelsville's land area is roughly 0.5 square miles, and the Gazetteer records no significant water area within it. The resulting density is about 1,655 people per square mile. For the state's biggest city, Philadelphia, the distance is roughly 36 miles. Bechtelsville has 247 larger places within a 50-mile radius. Within the same 50 miles lie 36 smaller Census places.
Bechtelsville against the rest of Pennsylvania
Bechtelsville is the 633rd-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 260th of 1,013 Pennsylvania places, putting it near the 74th percentile for growth. At about 1,655 people per square mile, Bechtelsville is the 575th most densely settled place in Pennsylvania. By land area, its 0.5 square miles rank 709th of 1,013 places in Pennsylvania.
The state rulebook for Bechtelsville
This table holds the Pennsylvania rate and licensing rules for consumer loans made to Bechtelsville's 874 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Pennsylvania Department of Banking and Securities (DoBS) Source says: "The Department of Banking and Securities regulates financial services in Pennsylvania." | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Bank rate-cap exemption (state-specific rule) | Pennsylvania state-chartered banks are not subject to state interest-rate caps (Banking Code Sections 303/506 supersede the LIPL 6% cap). Source says: "Pennsylvania law does not impose any restrictions on the interest rate that Pennsylvania state-chartered banks may charge to customers." (DoBS interpretive letter, May 11, 2023). | Pennsylvania Department of Banking and Securities as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per annum maximum for loans of $50,000 or less where no lower rate is contracted (41 P.S. 201(a)). Source says: "the maximum lawful rate of interest for the loan or use of money... shall be six per cent per annum" (Loan Interest and Protection Law, Section 201(a)). | Pennsylvania General Assembly (Laws of Pennsylvania, Act 6 of 1974) as of 2026-09-16 |
Lender access in Bechtelsville
Bechtelsville is a moderately settled community of about 874 people, with 247 larger places inside a 50-mile radius. What is available to Bechtelsville's 874 borrowers is set by Pennsylvania licensing and your own credit, not by how many branches are nearby. The nearest larger city, Boyertown, PA about 3 miles away.
Common questions
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Nearby places
- Boyertown, PA — population 4,257
- Bally, PA — population 1,218
- Pottstown, PA — population 23,349
- East Greenville, PA — population 3,157
- Pennsburg, PA — population 4,057
- Alburtis, PA — population 2,577
- Red Hill, PA — population 2,484
- Topton, PA — population 2,038