Personal loans in Lykens, PA

Lykens lost roughly 0.7% of its population across the 2020-to-2023 comparison. Judge Lykens offers on total cost, not on how quickly the money arrives. For the 1,857 people in Lykens, Pennsylvania runs its own consumer-lending licensing, and the sourced table below lists the figures that apply. The nearest larger city is Millersburg, PA about 13 miles away.

The Lykens data picture

What follows is Lykens's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: 1,857 — Lykens ranks 440th of 1,013 communities in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: A decline of about 0.7% across the 2020-to-2023 comparison.
• Net change: roughly 14 fewer people than the 2020 Census counted.
• Size percentile: bigger than about 57% of the places in Pennsylvania, with 1,857 residents in Lykens.
• Population density: 1,522 people per square mile on 1.2 square miles of land.
• By land area: Lykens ranks 369th among Pennsylvania's 1,013 places, at 1.2 sq mi.
• Share of Pennsylvania: Lykens holds about 0.0% of the state's population, some 1,857 people.
• National rank: Lykens sits 7,886th by population among the 19,457 places in this dataset.
• Growth rank: Lykens ranks 389th among Pennsylvania's 1,013 places for the 2020-to-2023 change.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Lykens's 0.7%.
• Density in Pennsylvania: Lykens ranks 602nd by people per square mile.
• Density vs Pennsylvania: Lykens's 1,522 people per square mile compare with a state median of 1,990.
• Location: 40.5641 / -76.6984, per the US Census Bureau Gazetteer.
• Nearest larger cities: Millersburg (13 mi); Pine Grove (16 mi); Shamokin (17 mi); Palmyra (18 mi); Selinsgrove (19 mi). Larger metros often have more branches, but online lenders reach Lykens on the same terms.
• Nearest smaller towns: Gratz (3 mi); Williamstown (4 mi); Elizabethville (6 mi) — useful context for the surrounding area.
• Within a 50-mile radius: 101 smaller Census places.
• Within 100 miles: 338 places are larger than Lykens.

The geography behind Lykens

The Census Gazetteer records about 1.2 square miles of land within Lykens, with no significant water area listed. That land carries about 1,522 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 91 miles from Lykens. A 50-mile radius around Lykens takes in 102 places that are larger. The 100-mile radius contains 338 larger places.

The Lykens borrowing checklist

These steps shape the offer you get in Lykens, a place of about 1,857 people:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Look the lender up in the Pennsylvania regulator's licence records before you sign.
5. When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
6. Check the disclosure for fees that raise the true cost above the quoted rate.
7. Check that the monthly payment fits your budget next to your existing obligations.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Lykens holds 1,857 people.

How Lykens compares across Pennsylvania

Set beside Pennsylvania's 1,013 places, Lykens ranks 440th by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Lykens ranks 389th of 1,013 in Pennsylvania (about the 62th percentile). By density, at about 1,522 people per square mile, it ranks 602nd in Pennsylvania. The population moved by about 14 people between 2020 and 2023, a 0.7% shift.

Pennsylvania consumer-lending rules applied in Lykens

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Lykens's roughly 1,857 residents.

The anatomy of a Lykens personal loan

In Lykens, a small community of about 1,857, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lykens. A longer term lowers the monthly payment on a Lykens loan but raises total interest, so the smallest payment is not the cheapest loan.