Personal loans in Herndon, PA

Use the calculator on this page to price an amount and term before you commit in Herndon. A 2020-to-2023 comparison shows Herndon down by about 1.7%. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Herndon's 344 residents. The nearest larger metro is Freeburg, PA about 6 miles away.

The Herndon data picture

The figures below are Herndon's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: 344 residents; Herndon is the 843rd-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: Roughly 1.7% fewer residents than the 2020 Census counted.
• People gained or lost: about 6 fewer since the 2020 base.
• Size percentile: about 17% of Pennsylvania's Census places are smaller than Herndon.
• Land and density: 0.8 square miles of land carry roughly 435 residents per square mile.
• Land area: Herndon covers 0.8 square miles, the 548th-largest area among Pennsylvania's 1,013 places.
• Water area rank: Herndon ranks 7th among Pennsylvania's 1,013 places, with 1.01 sq mi.
• Share of Pennsylvania: Herndon holds about 0.0% of the state's population, some 344 people.
• National rank: Herndon sits 14,641st by population among the 19,457 places in this dataset.
• Growth rank: Herndon's 2020-to-2023 change ranks 585th of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Herndon moved 1.7%.
• Density rank: Herndon places 886th among Pennsylvania's places by people per square mile.
• Against the state median: Herndon runs about 435 residents per square mile, where the Pennsylvania median is 1,990.
• Location: the Census Gazetteer records it at 40.7123, -76.8526.
• Nearest larger cities: Freeburg (6 mi); Selinsgrove (6 mi); Shamokin Dam (10 mi); Gratz (10 mi); Sunbury (11 mi). Larger metros often have more branches, but online lenders reach Herndon on the same terms.
• Smaller places nearby: Pillow (6 mi); Berrysburg (8 mi); Snydertown (15 mi).
• Within a 50-mile radius: 21 smaller Census places.
• Larger places within 100 miles: 527.

Lender access in Herndon

Herndon is lightly settled, with about 435 people per square mile and 143 larger places within 50 miles. A Pennsylvania licence lets a lender serve Herndon without a local office, so branch density does not change what its 344 residents are offered. The nearest larger city, Freeburg, PA about 6 miles away.

Pennsylvania consumer-lending rules applied in Herndon

Read the table as a lender's compliance picture for Herndon: the rule, the sourced figure, the publisher and the date.

Herndon on the map

Herndon covers about 0.8 square miles of land, with 1.01 square miles of water inside its boundaries (Census Gazetteer). With 344 residents, the land area yields roughly 435 people per square mile. The state's population centre of gravity, Philadelphia, is roughly 103 miles away. Herndon has 143 larger places within a 50-mile radius. By land area it ranks 548th of 1,013 Pennsylvania places.

Inside a Herndon personal loan

With roughly 344 residents, Herndon is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. Federal Truth in Lending rules require a Herndon lender to disclose the APR and finance charge before you sign. Shortening the term on a Herndon loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Herndon's place among Pennsylvania's 1,013 places

Among Pennsylvania's 1,013 places, Herndon sits at 843rd for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Herndon stands 585th among Pennsylvania's 1,013 places — roughly the 42th percentile. At about 435 people per square mile, Herndon is the 886th most densely settled place in Pennsylvania. The population moved by about 6 people between 2020 and 2023, a 1.7% shift.