Personal loans in Halifax, PA

Halifax ranks 648th of 1,013 places in Pennsylvania, with a population near 805. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Halifax's 805 residents. From the 2020 Census base to the 2023 estimate, the population rose by about 1.0%. The nearest larger city is Millersburg, PA about 6 miles away.

Borrowing in Halifax: the local picture

What follows is Halifax's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: about 805 people live here, which puts Halifax 648th of 1,013 Census places in Pennsylvania (Vintage 2023).
• Population trend: Higher by roughly 1.0% since the 2020 count.
• Net change: roughly 8 more people than the 2020 Census counted.
• Size percentile: about 36% of Pennsylvania communities are smaller than Halifax (805 residents).
• Land and density: 0.3 square miles of land carry roughly 2,396 residents per square mile.
• Land area rank: Halifax's 0.3 square miles rank 852nd of 1,013 places in Pennsylvania.
• State population share: Halifax accounts for about 0.0% of everyone in Pennsylvania.
• National rank: Halifax is 11,156th of 19,457 places nationwide.
• Growth in Pennsylvania: Halifax stands 98th by percentage change from 2020 to 2023, among 1,013 places.
• State comparison: Pennsylvania's places average -0.9% for 2020-to-2023, against Halifax's 1.0%.
• Density rank: Halifax places 427th among Pennsylvania's places by people per square mile.
• Density vs Pennsylvania: Halifax's 2,396 people per square mile compare with a state median of 1,990.
• Location: coordinates 40.4629, -76.9325 (US Census Bureau Gazetteer).
• Nearest larger cities: Millersburg (6 mi); Duncannon (7 mi); Liverpool (8 mi); Elizabethville (8 mi); Marysville (9 mi). Living near a larger metro rarely changes what is available in Halifax.
• Smaller communities within reach: New Buffalo (2 mi); Dauphin (7 mi); Berrysburg (12 mi).
• Smaller places within 50 miles: 52 of them.
• Larger places within 100 miles: 440.

How lenders reach Halifax

At roughly 2,396 people per square mile, Halifax is fairly dense; 124 larger places lie within 50 miles. A Pennsylvania licence lets a lender serve Halifax without a local office, so branch density does not change what its 805 residents are offered. The nearest larger city, Millersburg, PA about 6 miles away.

The geography behind Halifax

Inside Halifax's boundaries lie about 0.3 square miles of land, with no significant water area recorded. The resulting density is about 2,396 people per square mile. Philadelphia, the largest place in Pennsylvania, is about 100 miles from Halifax. Within 50 miles of Halifax there are 124 larger Census places. The 100-mile radius contains 440 larger places.

What a Halifax borrower is actually offered

Halifax is a small community of about 805 people, and the personal loans written here are mostly unsecured — no collateral, so the lender leans on your credit file. The rate you see advertised is a range, not a promise, until a lender reviews your file in Halifax. The term you choose in Halifax decides the split between a comfortable payment and the total interest you pay.

The Pennsylvania lending rules that reach Halifax

For the roughly 805 residents of Halifax, the rules below are Pennsylvania's own; each row carries its publisher and retrieval date.

Where Halifax sits in Pennsylvania

Halifax is the 648th-largest of 1,013 Census places in Pennsylvania and contains about 0.0% of the state's people. Its 2020-to-2023 change ranks 98th of 1,013 Pennsylvania places, putting it near the 90th percentile for growth. By density, at about 2,396 people per square mile, it ranks 427th in Pennsylvania. In land area, Halifax ranks 852nd among Pennsylvania's 1,013 places.