Personal loans in Dauphin, PA

The trend for Dauphin between 2020 and 2023 is downward by roughly 0.8%. Judge Dauphin offers on total cost, not on how quickly the money arrives. To lend to Dauphin's 790 residents, a company must hold a Pennsylvania licence, and each sourced row below names the regulator behind it. Borrowers who want a bigger city can look to Marysville, PA about 2 miles away.

Where Dauphin stands

What follows is Dauphin's place in the Census record, alongside the Pennsylvania rules that govern a personal loan made here.

• Population: the Census counts 790 residents in Dauphin (Vintage 2023 subcounty estimate), the 657th-largest figure among Pennsylvania's 1,013 places.
• Population trend: Roughly 0.8% fewer residents than the 2020 Census counted.
• People gained or lost: about 6 fewer since the 2020 base.
• Size percentile: bigger than about 35% of the places in Pennsylvania, with 790 residents in Dauphin.
• Population density: about 1,846 people per square mile across 0.4 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area: Dauphin covers 0.4 square miles, the 794th-largest area among Pennsylvania's 1,013 places.
• Share of state population: Dauphin's 790 residents are about 0.0% of Pennsylvania.
• Nationally: Dauphin is the 11,236th-largest of 19,457 Census places in the dataset.
• Growth rank: Dauphin's 2020-to-2023 change ranks 391st of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Dauphin moved 0.8%.
• Density in Pennsylvania: Dauphin ranks 542nd by people per square mile.
• Density in context: Dauphin's 1,846 people per square mile sit against a Pennsylvania median of 1,990.
• Location: the Census Gazetteer records it at 40.3683, -76.9302.
• Nearest larger cities: Marysville (2 mi); Duncannon (5 mi); Halifax (7 mi); Harrisburg (7 mi); Wormleysburg (8 mi). Lenders licensed in the state serve Dauphin whether or not they keep a local branch.
• Smaller places nearby: New Buffalo (6 mi); Lewisberry (16 mi); Berrysburg (17 mi).
• Within a 50-mile radius: 50 smaller Census places.
• Within 100 miles: 461 places are larger than Dauphin.

How personal loans work in Dauphin

With roughly 790 residents, Dauphin is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. A lender serving Dauphin's 790 residents must disclose the APR and finance charge in writing before you sign. Because the payment is fixed, the total cost of a Dauphin loan is knowable in advance — unlike a revolving card balance.

What to do before borrowing in Dauphin

Complete these steps first when you borrow in Dauphin (790 residents):

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Test your amount and term in the personal loan calculator first.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Verify the lender's Pennsylvania licence with the regulator listed on this page.
5. Choose a term you can live with; stretching it lowers the payment but raises total interest.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Be clear on what the loan is for and how it gets repaid.

The process is identical across Pennsylvania; what changes is your credit file, not the fact that Dauphin holds 790 people.

Borrowing reach in Dauphin

With about 1,846 residents per square mile, Dauphin is moderately settled, and 132 larger Census places sit within 50 miles. A Pennsylvania licence lets a lender serve Dauphin without a local office, so branch density does not change what its 790 residents are offered. The nearest larger city, Marysville, PA about 2 miles away.

Which Pennsylvania laws govern a loan in Dauphin

Below are the Pennsylvania rules that apply to a loan made in Dauphin, each with the regulator that issued it.

Dauphin on the map

Inside Dauphin's boundaries lie about 0.4 square miles of land, with no significant water area recorded. That land carries about 1,846 people per square mile. The largest place in Pennsylvania, Philadelphia, lies about 98 miles away. A 50-mile radius around Dauphin takes in 132 places that are larger. By land area it ranks 794th of 1,013 Pennsylvania places.