Personal loans in Wormleysburg, PA

The Census counts 3,067 people in Wormleysburg, the 312th-largest figure among Pennsylvania's 1,013 places. Use the calculator on this page to price an amount and term before you commit in Wormleysburg. Wormleysburg added about 0.9% to its population between the 2020 base and the 2023 estimate. Every figure below is Pennsylvania's own, applied to Wormleysburg's 3,067 residents, with the publisher and retrieval date attached. The closest larger city is Lemoyne, PA about 1 miles away.

Local context for Wormleysburg

The figures below are Wormleysburg's own — Census population, land area and coordinates — followed by the Pennsylvania rules.

• Population: 3,067 residents; Wormleysburg is the 312th-largest of 1,013 places in Pennsylvania (US Census Bureau, Vintage 2023).
• Population trend: About 0.9% above the 2020 Census base.
• Absolute change: 26 residents added between 2020 and 2023.
• Size percentile: roughly 69% of Pennsylvania's places have fewer residents than Wormleysburg's 3,067.
• Population density: about 3,947 people per square mile across 0.8 square miles of land (Census Gazetteer area, Vintage 2023 population).
• Land area rank: Wormleysburg's 0.8 square miles rank 555th of 1,013 places in Pennsylvania.
• Water area: Wormleysburg has 0.01 square miles of water, ranking 391st of 1,013 places in Pennsylvania.
• State share: roughly 0.1% of Pennsylvania's residents live in Wormleysburg (3,067 people).
• National standing: Wormleysburg ranks 6,209th of 19,457 US places.
• Growth rank: Wormleysburg's 2020-to-2023 change ranks 108th of 1,013 places in Pennsylvania.
• Versus Pennsylvania: the state average change is -0.9%, while Wormleysburg moved 0.9%.
• Density in Pennsylvania: Wormleysburg ranks 197th by people per square mile.
• Density in context: Wormleysburg's 3,947 people per square mile sit against a Pennsylvania median of 1,990.
• Location: 40.2606, -76.9103 (Census Gazetteer coordinates).
• Nearest larger cities: Lemoyne (1 mi); Camp Hill (2 mi); Harrisburg (2 mi); New Cumberland (3 mi); Penbrook (3 mi). Larger metros often have more branches, but online lenders reach Wormleysburg on the same terms.
• Smaller places nearby: Shiremanstown (4 mi); Paxtang (4 mi); Marysville (5 mi).
• Smaller places within 50 miles: 117 of them.
• Within 100 miles: 251 places are larger than Wormleysburg.

Land, water and location for Wormleysburg

Wormleysburg's land area is about 0.8 square miles; a further 0.01 square miles is water. Spread across it are roughly 3,947 residents per square mile. Philadelphia, the largest place in Pennsylvania, is about 95 miles from Wormleysburg. Within 50 miles of Wormleysburg there are 58 larger Census places. By land area it ranks 555th of 1,013 Pennsylvania places.

Inside a Wormleysburg personal loan

With roughly 3,067 residents, Wormleysburg is a small community; its personal loans are typically unsecured, priced from your credit rather than the city's size. The APR tracks your credit score rather than Wormleysburg's rank of 312th in Pennsylvania: a strong file may earn a single-digit rate, while damaged credit can push the rate far higher. Shortening the term on a Wormleysburg loan raises the monthly payment but cuts the interest; lengthening it does the reverse.

Lender access in Wormleysburg

At roughly 3,947 people per square mile, Wormleysburg is fairly dense; 58 larger places lie within 50 miles. Whether Wormleysburg has a local branch or not, a Pennsylvania-licensed lender can serve its 3,067 people online on the same terms. The nearest bigger place is Lemoyne, PA about 1 miles away.

Pennsylvania consumer-lending rules applied in Wormleysburg

The rows below set out what a licensed lender must follow in Pennsylvania, and so for Wormleysburg's roughly 3,067 residents.

A practical checklist for Wormleysburg borrowers

These steps shape the offer you get in Wormleysburg, a place of about 3,067 people:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Shop at least three lenders and judge them on APR and total cost.
4. Check the Pennsylvania regulator's records to confirm the lender is licensed here.
5. Be clear on what the loan is for and how it gets repaid.
6. If the balances are already a strain, seek nonprofit credit counselling before adding a loan.
7. Look for an origination fee or prepayment penalty in the written disclosure.

In Wormleysburg as elsewhere in Pennsylvania, the written terms — not the advertisement — are what count for its 3,067 residents.