Personal loans in Little Rock, IA
A lender serving Little Rock holds a Iowa licence and answers to a Iowa regulator; no city office is involved for its 444 residents. About 444 people live in Little Rock, placing it 461st of 940 Census places in Iowa.
Decide the purpose of the loan and your repayment plan before sharing any details with a Little Rock lender. A 2020-to-2023 comparison shows Little Rock up by about 1.1%. Lenders active in Little Rock report to a Iowa supervisor, identified in the sourced rows below. The closest larger place is Sibley, IA about 8 miles away.
Borrowing in Little Rock: the local picture
What follows is Little Rock's place in the Census record, alongside the Iowa rules that govern a personal loan made here.
- Population: a Census-estimated 444, 461st among Iowa's 940 places (Vintage 2023).
- Population trend: Up about 1.1% from the 2020 Census base to the 2023 estimate.
- Net change: roughly 5 more people than the 2020 Census counted.
- Size percentile: with 444 residents, Little Rock is larger than about 51% of Iowa's Census places.
- Population density: about 437 people per square mile across 1.0 square miles of land (Census Gazetteer area, Vintage 2023 population).
- Land area: Little Rock covers 1.0 square miles, the 387th-largest area among Iowa's 940 places.
- Share of Iowa: Little Rock holds about 0.0% of the state's population, some 444 people.
- National rank: Little Rock is 13,669th of 19,457 places nationwide.
- Growth in Iowa: Little Rock stands 134th by percentage change from 2020 to 2023, among 940 places.
- State comparison: Iowa's places average -0.7% for 2020-to-2023, against Little Rock's 1.1%.
- Density rank: Little Rock places 642nd among Iowa's places by people per square mile.
- Density in context: Little Rock's 437 people per square mile sit against a Iowa median of 672.
- Location: it lies at 43.4471, -95.8804 in the Census Gazetteer.
- Nearest larger cities: Sibley (8 mi); Ellsworth (9 mi); George (10 mi); Adrian (13 mi); Rock Rapids (14 mi). Larger metros often have more branches, but online lenders reach Little Rock on the same terms.
- Nearest smaller places: Bigelow (10 mi); Ashton (11 mi); Rushmore (13 mi).
- Smaller places within 50 miles: 60 of them.
- At 100 miles: 204 larger Census places fall inside that radius.
What is available to Little Rock borrowers
At roughly 437 people per square mile, Little Rock is lightly settled; 60 larger places lie within 50 miles. Distance to a branch rarely matters for Little Rock's 444 residents: the application is online and the price follows your credit file. For a larger market, the closest option is Sibley, IA about 8 miles away.
How a Little Rock personal loan is priced
Most loans made to Little Rock's 444 residents are unsecured, so nothing is pledged and the lender relies on your credit history. A lender serving Little Rock's 444 residents must disclose the APR and finance charge in writing before you sign. A longer term lowers the monthly payment on a Little Rock loan but raises total interest, so the smallest payment is not the cheapest loan.
Which Iowa laws govern a loan in Little Rock
The rows below set out what a licensed lender must follow in Iowa, and so for Little Rock's roughly 444 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Iowa Division of Banking (IDOB), Iowa Department of Insurance and Financial Services Source says: "As part of the 2023 state government realignment, the IDOB became part of a new Department of Insurance and Financial Services". | Iowa Division of Banking as of 2026-09-16 |
| Payday lending status | Permitted under license (delayed deposit services; must be physically located in Iowa) Source says: "A person shall not operate a delayed deposit services business in this state unless the person is physically located in this state and licensed by the superintendent". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
| Small-loan / installment lender licensing | Regulated Loan Act license required (superintendent of banking) Source says: "shall not engage in the business of making loans ... without first obtaining a license from the superintendent of banking". | Iowa Legislature (Iowa Code) as of 2026-09-16 |
Land, water and location for Little Rock
Little Rock covers about 1.0 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. With 444 residents, the land area yields roughly 437 people per square mile. Des Moines, the largest place in Iowa, is about 174 miles from Little Rock. Counting outward 50 miles, 60 larger communities surround Little Rock. By land area it ranks 387th of 940 Iowa places.
Little Rock against the rest of Iowa
Within Iowa, Little Rock holds roughly 0.0% of all residents, the 461st-largest share among 940 places. For population change between 2020 and 2023, Little Rock ranks 134th of 940 in Iowa (about the 86th percentile). Its roughly 437 residents per square mile place it 642nd among Iowa's places. In land area, Little Rock ranks 387th among Iowa's 940 places.
Common questions
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Nearby places
- Sibley, IA — population 2,761
- Ellsworth, MN — population 483
- George, IA — population 1,103
- Ashton, IA — population 432
- Rushmore, MN — population 358
- Adrian, MN — population 1,182
- Bigelow, MN — population 219
- Matlock, IA — population 77