Personal loans in Matlock, IA

The nearest larger metro is Boyden, IA about 5 miles away. The trend for Matlock between 2020 and 2023 is upward by roughly 1.3%. Which products a lender may offer to Matlock's 77 residents follows from the Iowa consumer-lending framework. For a community of about 77, the practical step is to compare APR across at least three lenders before committing.

Borrowing in Matlock: the local picture

Matlock is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 77 residents, 852nd of 940 places in Iowa (Census Vintage 2023 subcounty estimate).
• Population trend: A gain of roughly 1.3% between 2020 and 2023.
• Change in people: the 2020-to-2023 comparison is a gain of about 1 residents.
• Size percentile: roughly 9% of Iowa places rank below Matlock.
• Land and density: 0.4 square miles of land carry roughly 204 residents per square mile.
• Land area rank: Matlock's 0.4 square miles rank 736th of 940 places in Iowa.
• Share of state population: Matlock's 77 residents are about 0.0% of Iowa.
• National rank: Matlock is 18,532nd of 19,457 places nationwide.
• Growth rank: Matlock ranks 119th among Iowa's 940 places for the 2020-to-2023 change.
• Versus Iowa: the state average change is -0.7%, while Matlock moved 1.3%.
• Density rank: Matlock is the 813th most densely settled place in Iowa.
• Density in context: Matlock's 204 people per square mile sit against a Iowa median of 672.
• Location: 43.2443, -95.9344 (US Census Bureau Gazetteer).
• Nearest larger cities: Boyden (5 mi); Sheldon (6 mi); George (8 mi); Ashton (9 mi); Hull (11 mi). Larger metros often have more branches, but online lenders reach Matlock on the same terms.
• Nearest smaller towns: Struble (28 mi); Fairview (28 mi); Craig (31 mi).
• Smaller places within 50 miles: 11 of them.
• Within 100 miles: 372 places are larger than Matlock.

The Matlock borrowing checklist

For Matlock's roughly 77 residents, these are the steps that most influence the offer:

1. Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
2. Use the loan calculator to test the payment on your intended amount and term.
3. Pre-qualify with three or more lenders, then compare the APR rather than the interest rate.
4. Confirm the Iowa licence with the regulator named above before committing.
5. Pick the shortest term whose payment you can comfortably afford.
6. Keep the amount to the expense; an approval is not a reason to take more.
7. Write down the purpose of the loan and your repayment plan before you apply.

None of these steps is Matlock-specific: the same Iowa licensing and disclosure rules reach all 77 residents.

Matlock on the map

Matlock's land area is roughly 0.4 square miles, and the Gazetteer records no significant water area within it. Spread across it are roughly 204 residents per square mile. For the state's biggest city, Des Moines, the distance is roughly 166 miles. A 50-mile radius around Matlock takes in 104 places that are larger. Within the same 50 miles lie 11 smaller Census places.

Matlock against the rest of Iowa

Against Iowa's other places, Matlock accounts for about 0.0% of the state's population and ranks 852nd of 940 by size. On the 2020-to-2023 trend, Matlock stands 119th among Iowa's 940 places — roughly the 87th percentile. At about 204 people per square mile, Matlock is the 813th most densely settled place in Iowa. By land area, its 0.4 square miles rank 736th of 940 places in Iowa.

Which Iowa laws govern a loan in Matlock

When Iowa does not publish a figure, the row links to the source instead of inventing a number; Matlock is bound by the same rules.

Getting a loan in Matlock

With about 204 residents per square mile, Matlock is lightly settled, and 104 larger Census places sit within 50 miles. Distance to a branch rarely matters for Matlock's 77 residents: the application is online and the price follows your credit file. The nearest bigger place is Boyden, IA about 5 miles away.