Personal loans in Ellsworth, MN

Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Ellsworth loan. A lender that serves Ellsworth operates under Minnesota lending statutes and a Minnesota supervisor. Ellsworth shed about 2.8% of its population between the 2020 base and the 2023 estimate. The nearest larger metro is Adrian, MN about 9 miles away.

Ellsworth: the sourced local profile

Ellsworth is a small community; the notes below cover its population profile and the statewide rules that apply.

• Population: an estimated 483 residents, 502nd of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
• Population trend: About 2.8% below the 2020 Census base.
• People gained or lost: about 14 fewer since the 2020 base.
• Size percentile: Ellsworth's 483 people outrank roughly 41% of the places in Minnesota.
• Population density: 733 people per square mile on 0.7 square miles of land.
• Land area: Ellsworth covers 0.7 square miles, the 633rd-largest area among Minnesota's 853 places.
• State population share: Ellsworth accounts for about 0.0% of everyone in Minnesota.
• Nationally: Ellsworth is the 13,308th-largest of 19,457 Census places in the dataset.
• Growth in Minnesota: Ellsworth stands 724th by percentage change from 2020 to 2023, among 853 places.
• State comparison: Minnesota's places average +0.1% for 2020-to-2023, against Ellsworth's 2.8%.
• Density in Minnesota: Ellsworth ranks 378th by people per square mile.
• Density vs Minnesota: Ellsworth's 733 people per square mile compare with a state median of 607.
• Location: 43.5206, -96.0186 (US Census Bureau Gazetteer).
• Nearest larger cities: Adrian (9 mi); Rock Rapids (10 mi); George (12 mi); Luverne (13 mi); Sibley (16 mi). A branch is convenient; it is not what sets your APR.
• Smaller towns nearby: Little Rock (9 mi); Magnolia (9 mi); Steen (12 mi).
• Smaller neighbours: 56 places smaller than Ellsworth sit within 50 miles.
• Larger places within 100 miles: 196.

Ellsworth's place among Minnesota's 853 places

Set beside Minnesota's 853 places, Ellsworth ranks 502nd by population and holds about 0.0% of the state total. Its 2020-to-2023 change ranks 724th of 853 Minnesota places, putting it near the 15th percentile for growth. At about 733 people per square mile, Ellsworth is the 378th most densely settled place in Minnesota. In land area, Ellsworth ranks 633rd among Minnesota's 853 places.

Land, water and location for Ellsworth

Ellsworth covers about 0.7 square miles of land (Census Gazetteer); no significant water area is recorded inside its boundaries. The resulting density is about 733 people per square mile. The largest place in Minnesota, Minneapolis, lies about 169 miles away. A 50-mile radius around Ellsworth takes in 61 places that are larger. Within the same 50 miles lie 56 smaller Census places.

How Minnesota law applies in Ellsworth

For the roughly 483 residents of Ellsworth, the rules below are Minnesota's own; each row carries its publisher and retrieval date.

Borrowing reach in Ellsworth

Ellsworth is a moderately settled community of about 483 people, with 61 larger places inside a 50-mile radius. A Minnesota licence lets a lender serve Ellsworth without a local office, so branch density does not change what its 483 residents are offered. The nearest bigger place is Adrian, MN about 9 miles away.

A practical checklist for Ellsworth borrowers

Before you hand your details to a lender in Ellsworth, where the population is near 483:

1. Order your free credit reports and dispute anything inaccurate — it is the cheapest way to move the rate you are offered.
2. Run the numbers on the personal loan calculator so you know the payment before you apply.
3. Gather at least three pre-qualified offers and line up the APR, not the headline rate.
4. Look the lender up in the Minnesota regulator's licence records before you sign.
5. Look for an origination fee or prepayment penalty in the written disclosure.
6. Make sure the new payment leaves room in a budget you already keep.
7. Choose a term you can live with; stretching it lowers the payment but raises total interest.

What differs between Ellsworth and the rest of Minnesota is not the process but the borrower's own file, among the 483 people here.