Personal loans in Kenneth, MN
Lenders active in Kenneth report to a Minnesota supervisor, identified in the sourced rows below. The roughly 61 people who live in Kenneth borrow under Minnesota rules; city hall sets no personal-loan rate.
About 61 people live in Kenneth, placing it 809th of 853 Census places in Minnesota. Census figures put the 2020-to-2023 decrease in Kenneth at about 3.2%. Get pre-qualified with several lenders, then compare APR rather than the headline rate for a Kenneth loan. The nearest larger metro is Lismore, MN about 6 miles away.
The Kenneth data picture
Kenneth is a small community; the notes below cover its population profile and the statewide rules that apply.
- Population: about 61, ranked 809th of 853 places in Minnesota (Census Vintage 2023 subcounty estimate).
- Population trend: A decline of about 3.2% across the 2020-to-2023 comparison.
- Absolute change: 2 residents lost between 2020 and 2023.
- Size percentile: about 5% of Minnesota communities are smaller than Kenneth (61 residents).
- Density: the Census land area of 1.1 sq mi holds about 57 people per square mile.
- Land area rank: Kenneth's 1.1 square miles rank 486th of 853 places in Minnesota.
- State population share: Kenneth accounts for about 0.0% of everyone in Minnesota.
- National rank: Kenneth sits 18,809th by population among the 19,457 places in this dataset.
- Growth rank: Kenneth ranks 763rd among Minnesota's 853 places for the 2020-to-2023 change.
- Against the state trend: Kenneth's 3.2% change compares with a Minnesota average of +0.1% across its 853 places.
- Density rank: Kenneth places 815th among Minnesota's places by people per square mile.
- Density in context: Kenneth's 57 people per square mile sit against a Minnesota median of 607.
- Location: latitude 43.7543, longitude -96.0725 (Census Gazetteer).
- Nearest larger cities: Lismore (6 mi); Hardwick (6 mi); Magnolia (8 mi); Edgerton (9 mi); Luverne (10 mi). For most borrowers the comparison happens online, not at a branch.
- Smaller places close by: Hatfield (15 mi); Ihlen (19 mi); Hadley (20 mi).
- Within a 50-mile radius: 9 smaller Census places.
- At 100 miles: 363 larger Census places fall inside that radius.
Borrowing reach in Kenneth
Kenneth is sparsely settled, with about 57 people per square mile and 97 larger places within 50 miles. What is available to Kenneth's 61 borrowers is set by Minnesota licensing and your own credit, not by how many branches are nearby. The nearest larger city, Lismore, MN about 6 miles away.
A pre-application checklist for Kenneth
For Kenneth's roughly 61 residents, these are the steps that most influence the offer:
- Get all three reports, dispute anything wrong, and keep the corrected file for your applications.
- Test your amount and term in the personal loan calculator first.
- Get several pre-qualifications and compare APR side by side before choosing.
- Confirm the Minnesota licence with the regulator named above before committing.
- Write down the purpose of the loan and your repayment plan before you apply.
- When debt already feels heavy, a nonprofit credit counsellor is worth a call first.
- Look for an origination fee or prepayment penalty in the written disclosure.
None of these steps is Kenneth-specific: the same Minnesota licensing and disclosure rules reach all 61 residents.
What a Kenneth borrower is actually offered
Most loans made to Kenneth's 61 residents are unsecured, so nothing is pledged and the lender relies on your credit history. Because pricing is borrower-level, two people in Kenneth can be quoted different APRs on the same amount and term. Shortening the term on a Kenneth loan raises the monthly payment but cuts the interest; lengthening it does the reverse.
Minnesota consumer-lending rules applied in Kenneth
This table holds the Minnesota rate and licensing rules for consumer loans made to Kenneth's 61 residents.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Minnesota Department of Commerce (commissioner of commerce) Source says: ""Commissioner" means the commissioner of commerce" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Payday ability-to-repay requirement | Required for payday loans with an APR above 36% (Minn. Stat. § 47.603) Source says: "This section applies to all payday loans with an annual percentage rate that exceeds 36 percent." | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 6% per year legal rate of interest; a different rate may be contracted for in writing (Minn. Stat. § 334.01) Source says: "The interest for any legal indebtedness shall be at the rate of $6 upon $100 for a year" | Minnesota Legislature, Office of the Revisor of Statutes as of 2026-09-16 |
Kenneth in state context
Among Minnesota's 853 places, Kenneth sits at 809th for population, a share of roughly 0.0% of the state. On the 2020-to-2023 trend, Kenneth stands 763rd among Minnesota's 853 places — roughly the 11th percentile. By density, at about 57 people per square mile, it ranks 815th in Minnesota. The population moved by about 2 people between 2020 and 2023, a 3.2% shift.
Common questions
What are my options in Kenneth if my credit is poor?
What loan size can I expect in Kenneth?
Do I have to pledge anything to borrow in Kenneth?
Does comparing loans in Kenneth cost me credit score points?
Nearby places
- Magnolia, MN — population 190
- Lismore, MN — population 200
- Hardwick, MN — population 181
- Edgerton, MN — population 1,249
- Luverne, MN — population 4,918
- Adrian, MN — population 1,182
- Chandler, MN — population 270
- Trosky, MN — population 102