Personal loans in Lake Bridgeport, TX
Lake Bridgeport is home to roughly 369 people and stands 1,046th by size out of 1,224 Census places in Texas.
With roughly 369 residents, Lake Bridgeport is a small community, and the lending rules its borrowers live under are written in Texas, not by the city. Price two or three terms so you can see which payment is truly affordable in Lake Bridgeport. State law, rather than federal rules alone, supplies the rate caps and licensing rules that reach Lake Bridgeport's 369 residents. Population in Lake Bridgeport climbed about 9.8% over the three years from 2020 to 2023. The closest larger place is Runaway Bay, TX about 3 miles away.
Lake Bridgeport: the sourced local profile
Here is the sourced Census picture for Lake Bridgeport, plus the Texas lending rules that apply to a loan taken out here.
- Population: about 369 people live here, which puts Lake Bridgeport 1,046th of 1,224 Census places in Texas (Vintage 2023).
- Population trend: A gain of roughly 9.8% between 2020 and 2023.
- People gained or lost: about 33 more since the 2020 base.
- Size percentile: with 369 residents, Lake Bridgeport is larger than about 15% of Texas's Census places.
- Density: roughly 790 residents per square mile, spread over 0.5 sq mi of land.
- Land area rank: Lake Bridgeport's 0.5 square miles rank 1,160th of 1,224 places in Texas.
- Share of state population: Lake Bridgeport's 369 residents are about 0.0% of Texas.
- National rank: Lake Bridgeport is 14,421st of 19,457 places nationwide.
- Growth rank: Lake Bridgeport ranks 229th among Texas's 1,224 places for the 2020-to-2023 change.
- Against the state trend: Lake Bridgeport's 9.8% change compares with a Texas average of +6.5% across its 1,224 places.
- Density rank: Lake Bridgeport is the 648th most densely settled place in Texas.
- Against the state median: Lake Bridgeport runs about 790 residents per square mile, where the Texas median is 840.
- Location: 33.2073, -97.8310 (Census Gazetteer coordinates).
- Nearest larger cities: Runaway Bay (3 mi); Bridgeport (3 mi); Chico (6 mi); Paradise (9 mi); Alvord (13 mi). Lenders licensed in the state serve Lake Bridgeport whether or not they keep a local branch.
- Smaller communities close by: Cool (30 mi); Bellevue (31 mi); Corral City (36 mi), each with its own Census population profile.
- Smaller neighbours: 5 places smaller than Lake Bridgeport sit within 50 miles.
- Within 100 miles: 297 places are larger than Lake Bridgeport.
How Lake Bridgeport compares across Texas
Against Texas's other places, Lake Bridgeport accounts for about 0.0% of the state's population and ranks 1,046th of 1,224 by size. For population change between 2020 and 2023, Lake Bridgeport ranks 229th of 1,224 in Texas (about the 81th percentile). At about 790 people per square mile, Lake Bridgeport is the 648th most densely settled place in Texas. Within 50 miles sit 5 smaller Census places, alongside the 91 that are larger.
How a Lake Bridgeport personal loan is priced
In Lake Bridgeport, a small community of about 369, the amount is advanced up front and repaid in fixed installments; the city's size does not change the pricing. The rate you see advertised is a range, not a promise, until a lender reviews your file in Lake Bridgeport. A longer term lowers the monthly payment on a Lake Bridgeport loan but raises total interest, so the smallest payment is not the cheapest loan.
Where Lake Bridgeport sits
The Census Gazetteer records about 0.5 square miles of land within Lake Bridgeport, with no significant water area listed. That land carries about 790 people per square mile. Houston, the largest place in Texas, is about 277 miles from Lake Bridgeport. Lake Bridgeport has 91 larger places within a 50-mile radius. The 100-mile radius contains 297 larger places.
Texas rules behind a Lake Bridgeport personal loan
Below are the Texas rules that apply to a loan made in Lake Bridgeport, each with the regulator that issued it.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Lender access in Lake Bridgeport
With about 790 residents per square mile, Lake Bridgeport is moderately settled, and 91 larger Census places sit within 50 miles. Distance to a branch rarely matters for Lake Bridgeport's 369 residents: the application is online and the price follows your credit file. The nearest larger city, Runaway Bay, TX about 3 miles away.
Common questions
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Nearby places
- Runaway Bay, TX — population 1,990
- Bridgeport, TX — population 6,514
- Chico, TX — population 1,064
- Paradise, TX — population 701
- Alvord, TX — population 1,541
- Decatur, TX — population 8,016
- Springtown, TX — population 4,181
- Boyd, TX — population 1,757