Personal loans in Bridgeport, TX
Population in Bridgeport climbed about 10.0% over the three years from 2020 to 2023. A personal loan in Bridgeport is priced from your credit file and income, not from the fact that the city holds 6,514 people.
The Census counts 6,514 people in Bridgeport, the 322nd-largest figure among Texas's 1,224 places. The closest larger city is Decatur, TX about 11 miles away. When Texas caps or restricts a product, lenders either change the terms or withdraw it from Bridgeport as from the rest of the state. For a community of about 6,514, the practical step is to compare APR across at least three lenders before committing.
Where Bridgeport stands
Here is the sourced Census picture for Bridgeport, plus the Texas lending rules that apply to a loan taken out here.
- Population: the Census counts 6,514 residents in Bridgeport (Vintage 2023 subcounty estimate), the 322nd-largest figure among Texas's 1,224 places.
- Population trend: Higher by roughly 10.0% since the 2020 count.
- Net change: roughly 591 more people than the 2020 Census counted.
- Size percentile: Bridgeport's 6,514 people outrank roughly 74% of the places in Texas.
- Population density: 829 people per square mile on 7.9 square miles of land.
- Land area: Bridgeport covers 7.9 square miles, the 266th-largest area among Texas's 1,224 places.
- Within Texas: about 0.0% of the state's population lives in Bridgeport.
- National rank: Bridgeport is the 4,171st most populous of the 19,457 Census places covered here.
- Growth in Texas: Bridgeport stands 227th by percentage change from 2020 to 2023, among 1,224 places.
- State comparison: Texas's places average +6.5% for 2020-to-2023, against Bridgeport's 10.0%.
- Density rank: Bridgeport places 624th among Texas's places by people per square mile.
- Density in context: Bridgeport's 829 people per square mile sit against a Texas median of 840.
- Location: 33.2104, -97.7725 (US Census Bureau Gazetteer).
- Nearest larger cities: Decatur (11 mi); Azle (26 mi); Northlake (31 mi); Weatherford (32 mi); Krum (32 mi). A bigger neighbour may offer more branches; the rate you see still follows your credit, not your address.
- Nearest smaller towns: Lake Bridgeport (3 mi); Chico (6 mi); Runaway Bay (6 mi) — useful context for the surrounding area.
- Within a 50-mile radius: 65 smaller Census places.
- At 100 miles: 110 larger Census places fall inside that radius.
Bridgeport: area, density and distance
The Census Gazetteer records about 7.9 square miles of land within Bridgeport, with no significant water area listed. That land carries about 829 people per square mile. The largest place in Texas, Houston, lies about 275 miles away. A 50-mile radius around Bridgeport takes in 40 places that are larger. By land area it ranks 266th of 1,224 Texas places.
What is available to Bridgeport borrowers
Bridgeport is a moderately settled community of about 6,514 people, with 40 larger places inside a 50-mile radius. Whether Bridgeport has a local branch or not, a Texas-licensed lender can serve its 6,514 people online on the same terms. For a larger market, the closest option is Decatur, TX about 11 miles away.
Before you apply in Bridgeport
Before you hand your details to a lender in Bridgeport, where the population is near 6,514:
- Get your credit reports, dispute what is wrong, and only then start shopping.
- Test your amount and term in the personal loan calculator first.
- Line up several pre-qualified offers and let the APR decide.
- Confirm the Texas licence with the regulator named above before committing.
- Look for an origination fee or prepayment penalty in the written disclosure.
- Check that the monthly payment fits your budget next to your existing obligations.
- Pick the shortest term whose payment you can comfortably afford.
The process is identical across Texas; what changes is your credit file, not the fact that Bridgeport holds 6,514 people.
Bridgeport against the rest of Texas
Set beside Texas's 1,224 places, Bridgeport ranks 322nd by population and holds about 0.0% of the state total. For population change between 2020 and 2023, Bridgeport ranks 227th of 1,224 in Texas (about the 81th percentile). By density, at about 829 people per square mile, it ranks 624th in Texas. In land area, Bridgeport ranks 266th among Texas's 1,224 places.
Texas consumer-lending rules applied in Bridgeport
Texas has no separate rate rule for Bridgeport; the sourced rows below are what reach every lender that serves its 6,514 people.
| Rule | Detail | Source |
|---|---|---|
| State lending regulator | Texas Office of Consumer Credit Commissioner (OCCC) Source says: The OCCC licenses and regulates non-depository lenders in the state of Texas. | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
| Maximum legal interest rate (usury cap) | 10% per year maximum; a greater rate is usurious unless otherwise provided by law (Tex. Fin. Code § 302.001) Source says: The maximum rate or amount of interest is 10 percent a year except as otherwise provided by law. | Texas Legislature (Texas Constitution and Statutes) as of 2026-09-16 |
| Payday lending status | Legal via licensed credit access businesses (payday/title-loan brokers); the third-party lender itself is not licensed (Tex. Fin. Code ch. 393) Source says: the credit access business that serves as the broker is the licensee in this regulated industry | Texas Office of Consumer Credit Commissioner (OCCC) as of 2026-09-16 |
Common questions
What are my options in Bridgeport if my credit is poor?
What loan size can I expect in Bridgeport?
Do I have to pledge anything to borrow in Bridgeport?
Does comparing loans in Bridgeport cost me credit score points?
Nearby places
- Lake Bridgeport, TX — population 369
- Chico, TX — population 1,064
- Paradise, TX — population 701
- Runaway Bay, TX — population 1,990
- Alvord, TX — population 1,541
- Decatur, TX — population 8,016
- Boyd, TX — population 1,757
- Springtown, TX — population 4,181